Home Tips & Advice

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Tips & Advice

Home Insurance Deductibles

Find out what a home insurance deductible is and how it works in Canada.
Pet Liability Insurance

Find out why liability insurance is important for your pets and how you may already be covered for it.
What is Tenant Insurance?

If you’re renting, your landlord's insurance won’t cover your personal belongings, like furniture, entertainment equipment, or jewellery.

Cottage insurance in Canada

Before your adventures begin, it’s important to make sure you have the right type of insurance for your new property
Cheap Home Insurance

Instead of looking for cheap home insurance, why not learn about the ways you can save without compromising on coverage.
Unsure exactly what your home insurance covers?

Understand different scenarios and how items are covered under your home insurance policy, so you feel well protected.
Switching your insurance

Helpful advice on how to switch your home and car insurance.
Renewing Your Home Insurance

Find out how home insurance renewal works, what factors to consider and what to expect when switching to TD Insurance.
How TD Insurance Advisors Contractors Work Together

We have outlined the roles and responsibilities of a TD Insurance claims advisor and a preferred contractor and when there is a need for you to work with them.
Coverage for your bicycle

Get the personalized coverage you need to keep your bicycle safe on (and off) your property.
What to do after a home burglary

Take a look at some of the ways your valuables are covered.
Home Insurance 101

Find out what you need to know about homeowner insurance—from why you need it to what the terms mean.
Condo Insurance FAQ

Get answers to questions you might have about your condo insurance policy
Does insurance cover stolen packages?

Stolen packages cause needless stress. We break down the steps to take if your package is swiped.
Condo Insurance 101

We help you figure out what parts of your condo are protected by your condominium association’s master policy and what additional protection you may need.
How Home Insurance Premiums are Calculated

Find out everything you need to know about home insurance in Canada
Renter’s Insurance 101

Learn why you need renter’s insurance and how it can protect you and your belongings.
Savings Tips

Insurance costs are a fact of life. Learn how you can help save money on your insurance costs.
Special Situations Coverage

Learn about the special circumstances that can affect your property insurance rates.
Water Damage Insurance Coverage

Don’t miss these key things you need to know about our water damage insurance coverage.
Best Home Insurance

TD Insurance helps you choose the best home insurance coverage customized to your needs.
What you should know about combining insurance

Sharing your life with someone can be quite an adventure, and we want to help make your journey as stress-free as possible. Did you know bundling your insurance could make that journey easier?

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What is vacant home insurance?

Find out what vacant home insurance is and when you'd possibly need it.
Electric Bike Insurance in Canada

From provincial rules and regulations to insurance options, we'll help explain what goes into owning an E-bike.
Settle Your Way Endorsement

When settling a home insurance claim, this endorsement gives you more flexibility to choose how you want to proceed.

Personal Valuables Coverage

Learn how adding Personal Valuables Coverage to your TD Insurance home insurance can make you feel confident about your precious treasures.
Why you need Oil Damage Insurance Coverage

Oil leaks can also be the cause of a fire, or create environmental hazards such as groundwater contamination.
Claim Forgiveness

Claim Forgiveness is just what it sounds like. Your first claim will be forgiven meaning we won’t adjust your renewal premium just because you’ve filed a claim on your home insurance.
Home-Sharing & Home Insurance

Naturally, there are questions that come with playing host. Here’s the big one: Are you protected by home insurance in this situation?
Eco-Efficient Rebuild

Going green isn’t a fad in home improvement. With Eco-Efficient Rebuild you can take the opportunity to install environmentally friendly materials.
Home Insurance Claims FAQ

We’re ready to answer your questions and help you navigate the claims process with confidence.
Million Dollar Solution

Get a single flexible coverage amount ensures you have enough coverage to help get your life back to normal in the event of a claim.
Personal Liability Umbrella Insurance

Umbrella Insurance is a coverage that extends your Personal liability coverage above and beyond the typical limits found in another policy, such as car, watercraft or home insurance.
What Is Contents Insurance?

Learn what you should know about contents insurance. From types of perils to your best contents insurance options.
Identity Theft

Many Canadians fall victim to identity theft. Find out how you can help prevent it from happening to you.
Landlord Insurance

Learn how to protect your rental property with landlord insurance.
Legal & Home Assistance

Legal Assistance is a valuable resource which gives you access to personal, over-the-phone, legal advice from lawyers specializing in family law, wills and estates, taxation and much more.
Oil Damage Add-On Coverage

If your oil tank leaks, your home and property can be seriously damaged. Learn about the coverage you can add-on.
Home Insurance Replacement Coverage

Learn more about the wide variety of TD Insurance property replacement coverage available with so you can make the right decisions for insuring your home.
Understanding Family Coverage

Family Coverage is an insurance solution with the modern family in mind. Family Coverage is part of our Enhanced Home Coverage package that covers cyberbullying and Parents in Nursing Homes.
Engagement Ring Insurance

Are you looking to insure your engagement ring but you're not sure how to go about it? Here's some useful information to help you out.
Student Rental House Insurance

Your child is headed off to school. Here’s what you need to know about student rental house insurance.

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Moving Insurance

If you have decided on your perfect new location, here are a few things to think about before, on, and after moving day.
Home Insurance Terms

We’ve put together a handy glossary of insurance terms, with definitions that are easy to understand. That way, we know that when it comes time to talk about insurance, you’ll be ready.
inFrequently Asked Questions

Check out our answers to your interesting insurance inquiries.

How to Speak Insurance

Use this handy glossary to help you be ready to talk insurance.
Home Insurance Myth Busting

Common myths about home insurance and what’s covered in your policy.
Legal & Home Assistance

You can talk to a lawyer about issues relating to a whole range of legal areas.

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What To Do If A Tree Damages Your Property

Having a tree topple onto your property may seem like a random event, but there are things you can do to reduce the risk of this happening to you.
Fire Prevention

A fire can be devastating. Learn how you can help keep your home and property safe.
Prepare for Spring Thaw

Keep your loved ones safe and sound by protecting your home this spring. See how you can be well prepared.

Water Damage Prevention

Preventing water damage means you are protecting your home. Find out how you can help.
Cottage Opening Checklist

As you open your cabin or cottage, we have some helpful tips to make sure you get the season off to the right start.
Preparing Your House for the Holidays

The perfect gift this season is confidence. Take some simple precautions around your home to get the reassurance you need to enjoy the season safely.
Steps To Take After A Flood

We’ve put together a helpful guide laying out steps, solutions and things to consider during the recovery process.
Air Conditioning and your Insurance

Being energy-efficient with your air conditioning can help you avoid problems with your home, your insurance and the environment, too.

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Things To Do Before Starting Your Home Reno

Home renovations and repairs can help improve curb appeal and make your house feel more like a home. Whether you’re doing small touch-ups or updating your entire place, here’s what you should do before getting started.
Protecting your home during the Winter

Feeling secure against the elements is simple this season, if you follow a few straightforward suggestions.
5 Ways To Prevent Humidity

Learn how excess humidity in your home can cause a range of issues, from window condensation to mould.

Home & Condo Renovations

Don’t let the stress of your next renovation project stop you. Check out tips that will help you build confidence.
Protect Your Cottage

With all the bells, whistles, and peaceful views, many cottages tend to be vacant for a good portion of the year. Protect your cottage and reduce your risk level for theft while you're away.
Earthquake Coverage

An earthquake can leave a lot of damage in the aftermath. Learn how you can protect your home.
Energy Efficiency Tips

There are things you can do around your home that will help reduce your energy consumption. Learn more.
Tips for protecting your home and car while on vacation

Whether you’re planning a quick weekend at the spa or an extended European cruise, here are some things to consider before you kick back and relax.
Fire Safety Tips for Summer

The arrival of summer means more opportunities to enjoy outdoor fun with family and friends. Follow these important tips from the Ontario Association of Fire Chiefs to help protect against fire hazards and safety risks.
Are you looking to buy a new house?

As a first-time homebuyer or if you’re just moving from one home to another, we can answer some questions to help you along the way.
How to deal with water damage

Once you’ve discovered water damage, find out how to prevent further damage to your property.
Protect Your Home During A Power Outage

Power outages can be a real nuisance. One of the best ways to protect your home and the people in it from power outage hazards is to plan ahead of time.
First-time home buyers

A breakdown of things to know and things to do when you’re buying your first home
What To Do After A House Fire

Dealing with a fire’s aftermath can be an intense and confusing process. We’re with you every step of the way.
Tips for Buying a Condo

Before you charge ahead, here are a few things to keep in mind to ensure you strike the perfect balance between fitting your needs and your budget.
Working From Home

Tips to help your productivity plus find out how it impacts your home insurance.
Understanding What “Uninsurable” Means

Some risks can’t be covered. What should you know about uninsurable risks and perils?
Smart Home Monitoring

Smart Home Monitoring is an investment that alerts you to hazards in and outside the home - everything from security breaches to water leaks, and a whole lot more
Heavy rain in Canada

Heavy rain causes the most damage when it leads to flooding. Follow these tips for guidance on how to protect your property.
Hurricanes in Canada

Hurricanes pose a serious risk to people and property. Please follow the guidance for your local area and call 911 in case of emergency.
Bicycle Safety Tips

Cycling is a great option when it comes to getting around the city, but it's important to know the basic guidelines when sharing the road with cars and other vehicles.
Heavy snow in Canada

Snowstorms are a predictable part of winter. When the snowfall gets especially heavy, both your home and your driving can be at risk.
Fog in Canada

Sometimes you can find yourself in fog without warning. If that happens, these tips could help keep you and your passengers safe.
Emergency Preparation

Even if emergency situations unlikely, it’s always good to be prepared.
Safety tips for your campfire

A warm campfire is one of the best parts of camping. Campfires require care and attention to avoid turning those relaxing moments into a potential emergency. Stay safe before, during, and after your campfire.