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What is Commercial Auto Insurance?
If you own a business vehicle, or are frequently using one to transport products or tools, or to make deliveries, you should have Commercial Auto insurance. The vehicles of your business are essential in helping you drive your business forward, and the right coverage will give your wheels the security they need, if an unexpected incident occurs.
Who needs Commercial Auto Insurance?
Don't see your industry or business type listed? Please call us at 1-855-724-2883 to find out more.
Coverage Options for your Small Business
TD Insurance offers small business owners the basics of commercial auto insurance, plus additional coverage options to suit your business needs.
3 easy steps to get customized small business insurance
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1
See if your industry is covered
Check our list to see if we offer coverage for your industry. Select the industry that best describes your business.
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2
Review coverage options for your business
We offer a variety of flexible coverage options. We can help you customize a plan that best suits your small business.
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3
Call us
Give us a call at 1-855-724-2883. Answer a few questions from our licensed TD Insurance Advisors to receive a quote and get the protection your business deserves.
Let’s get you started with a quote
Speak to a licensed TD Insurance Advisor 1-855-724-2883
Claim Scenarios for Commercial Auto Insurance
Potential Claim:
While out for a delivery, you are driving down a country road and you accidently collide with a cyclist. The cyclist is seriously injured and requires medical attention.
Potential Outcome:
Provides protection if you're at-fault in an accident for injuring or causing death to a third party or damaging their property. In this scenario, your third-party liability car insurance may cover the third party's collision-related expenses.
Potential Claim:
You're driving from your warehouse location to your retail storefront to restock inventory. While driving, you get in a collision with another vehicle causing damage to the vehicle and some of your inventory.
Potential Outcome:
Collision coverage helps pay to repair your vehicle if it is damaged in an accident where you are at-fault or if you are hit by an unidentified vehicle (hit and run). If the vehicle is found to be unrepairable, the Actual Cash Value of the vehicle would be determined and paid. Your commercial property policy with business contents coverage may provide coverage for damages to your inventory.
Browse Additional Small Business Insurance Products
Insurance questions? Find the answers
Can't find what you're looking for? Visit our TD Insurance Small Business FAQ page for additional help in answering your small business insurance-related questions.
Call us by phone
Licensed TD Insurance Advisors are ready to answer your questions and help you get started. Call us today.
Mon-Fri 8am to 8pm
Sat 9am to 4pm
Call 1-855-724-2883
LEGAL DISCLAIMER
The content on this page is for general information purposes only and does not constitute legal advice. Coverages described herein may be subject to additional eligibility criteria, limitations and exclusions. In the event you make a claim, potential indemnification is also subject to the receivability of the claim and the type of coverage you bought.
In the case of conflict between the content on this page and your policy wordings, your policy wordings shall prevail. Please speak to an Advisor or consult your policy wordings for further details.
1TD Insurance refers collectively to the following insurance companies:
1. Security National Insurance Company;
2. Primmum Insurance Company;
3. TD General Insurance Company;
4. TD Home and Auto Insurance Company; and
5. TD Life Insurance Company
TD Insurance business insurance policies are underwritten by Security National Insurance Company. They are distributed by Security National Insurance Company in Quebec and distributed by TD Insurance Direct Agency Inc. in the rest of Canada.
This "Offer" is for new and existing TD Insurance customers who are eligible to purchase a new business insurance policy and who are a sole proprietor, majority owner, majority partner, or signing officer of a corporation, partnership or business entity designated as a TD Insurance policyholder and are members of a group or an association that have a group marketing agreement with TD Insurance.
This Offer provides a discount applicable to premiums charged for TD Insurance business insurance policies and their endorsements. The discount will continue to be applicable upon policy renewal.
Eligibility to purchase a business insurance policy is subject to TD Insurance underwriting rules and standards.
Offer may be changed, withdrawn, or extended at any time, without notice.
2TD Insurance refers collectively to the following insurance companies:
• Security National Insurance Company;
• Primmum Insurance Company;
• TD General Insurance Company;
• TD Home and Auto Insurance Company; and
• TD Life Insurance Company
TD Insurance business insurance policies are underwritten by Security National Insurance Company. They are distributed by Security National Insurance Company in Quebec and distributed by TD Insurance Direct Agency Inc. in the rest of Canada.
This "Offer" is for new and existing TD Insurance customers who are eligible to purchase a new business insurance policy and who are "TD Small Business Banking Customers" as defined below.
For the purposes of this Offer only, a "TD Small Business Banking Customers" includes a natural person or business entity who:
• has a TD Small Business Bank deposit or savings account;
• has a TD Business Mortgage or a TD Business Line of Credit, secured or unsecured;
• has a TD Business loan or Canada Small Business Financing Act loan through TD;
• has a TD Business Credit Card or other business credit card issued by TD;
• has a TD Business Investing product or account;
• has TD Business Credit Life Insurance or TD Business Credit Living Benefit Insurance.
This Offer provides a 5% discount applicable to premiums charged for TD Insurance business insurance policies and their endorsements. The discount will continue to be applicable upon policy renewal.
Individually rated commercial automobile insurance policies and endorsements are excluded from this Offer.
Eligibility to purchase a business insurance policy is subject to TD Insurance underwriting rules and standards.
To receive the Offer, the policyholder's name on the TD Insurance business insurance policy must match the name of the natural person or business entity in whose name the product or account in the bulleted list above has been obtained.
Offer may be changed, withdrawn, or extended at any time, without notice.