Oil Damage Coverage

Prepare Your Home for Spring Thaw

As the weather warms and Canadian families go from home-bound hibernating to springtime sun-seeking, it’s important to make sure that the weather changes do not damage our homes.

Protecting the quality of your home, especially during spring runoff in a heavy-snowfall region, requires a bit of foresight, planning and support. Here are some tips from the Insurance Bureau of Canada (IBC) that will help you take preventative measures.

  • Inspect the grounds. Check to see if driveways, sidewalks, decks, around your basement, and patios have the appropriate grading to direct water away from your home.
  • Check your eaves and downspouts. Ensure they extend away from your basement wall to allow the water to drain away from your home and out toward the backyard, back lane, or street.
  • Check that your sump pump is correctly working. A functioning sump pump can prevent flooding in your home so be sure to check that it is in working order. Consider adding back-up battery power so that your sump pump continues to work in the event of an electricity outage. If you live in an area prone to flooding and you don't already have a sump pump installed it may be something to consider.
  • Consider installing backflow valves. In the event of a main sewer backup, backflow valves will automatically close to prevent water and sewage from entering your home. Backflow valves are to be installed on your basement sewer connections such as drains and toilets and are a good preventative measure.

Home insurance can cover you in case there is damage to your home during the spring thaw. Take some time to review your insurance policy or talk to one of our insurance advisors to better understand water damage and make sure your coverage fits your needs.



Insurance Bureau of Canada. Flood Coverage for Home Insurance. Retrieved March 24, 2017, from http://www.ibc.ca/on/insurance-101/critters/home-insurance-spring-thaw-hood-damage-covered-by-home-insurance
Insurance Bureau of Canada. Home Flooding Mitigation Techniques. Retrieved March 24, 2017, from http://www.ibc.ca/on/home/risk-management/mitigation-techniques
Insurance Bureau of Canada. (April, 2016) Water Damage: Are You Protected?. Retrieved March 24, 2017, from http://assets.ibc.ca/Documents/Brochures/Water-Damage-on-the-Rise.pdf
Insurance Bureau of Canada. April showers may bring more than flowers - IBC’s Top 10 tips for reducing your risk of water damage. Retrieved March 24, 2017, from http://www.ibc.ca/pe/resources/media-centre/media-releases/april-showers-may-bring-more-than-flowers

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