You are now leaving our website and entering a third-party website over which we have no control.
What is bundling car and home insurance?
Bundling means purchasing more than one of your insurance products, like residential, auto, and motorcycle coverage from one insurer. This can benefit you with savings, convenience and a streamlined claims process.
How much could bundling save you?
-
Car + Condo
Alumni and professionals who bundled car and condo insurance saved an average of $1,350.1
-
Car + Tenant
Alumni and professionals who bundled car and tenant insurance saved an average of $1,300.1
What are the benefits of bundling home and auto insurance?
Use this table to compare key differences in savings, convenience, claims and more for those who bundle their insurance vs. those who don't.
|
Bundled |
Not bundled |
|
|---|---|---|
|
Savings |
||
|
Savings |
Save up to 25% when you bundle car and home insurance.1 |
No discount. |
|
Quote experience |
||
|
Quote experience |
Pre-filled answers between quote forms save time and hassle. |
Need to fill out all details for each separate quote. |
|
Claims experience |
||
|
Claims experience |
Unified claims experience. |
Claims handled separately, requiring more effort. |
|
Support |
||
|
Support |
Deal with one insurance provider who understands your coverage on both policies. |
Insurance provider support varies and is not consistent between policies. |
|
Single deductible |
||
|
Single deductible |
For some claims you will pay only one deductible if both your home and car have been impacted for the same reason for the same claim.2 |
Pay two deductibles if you have a claim for both home and car at the same time for the same reason for the same claim. |
|
Add-on support: Legal and Home Assistance |
||
|
Add-on support: Legal and Home Assistance |
Get free Legal and Home Assistance when you bundle home and auto insurance with TD Insurance. |
Not typically included when policies are purchased separately. |
Learn how bundling home and auto insurance can help you save
Is bundling right for you?
The benefits of bundling are clear: the convenience of a single insurer, one deductible in the case of certain claims, a simplified claims process, and best of all, discounts on your premiums. Get a quote now to see how bundling home and auto insurance with TD Insurance can work for you.
1Nationally, the average annual savings of all of our clients who belong to a professional or alumni association that have an agreement with us and who insure both a residence and a car on April 25, 2025 (underwritten by Security National Insurance Company) was
- $1,870 or 25% when purchasing both homeowner and car insurance
- $1,350 or 30% when purchasing both condo and car insurance
- $1,300 or 25% when purchasing both tenant and car insurance
when compared to the premiums they would have paid without the preferred insurance rate for groups and the multi-product discount. Savings are not guaranteed and will vary based on the client's profile and province or territory of residence. Due to provincial legislation, car insurance is not available in British Columbia, Manitoba and Saskatchewan.
2Loss caused by a fire, impact from a vehicle, theft or vandalism. Your Home deductible will apply. Applicable for automobile deductible below $5,000.
3Automatically included, subject to eligibility.
4When you have both home and car insurance with TD Insurance, not only can you save a bundle, but you’ll also get Legal and Home Assistance for no additional cost.
Mailing address:
TD Insurance (Corporate Secretariat)
50, Place Crémazie
12th Floor
Montreal (Quebec) H2P 1B6