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TD Guaranteed Acceptance Life Insurance

Financial protection for customers 50 to 75. No medical questions.

TD Life Insurance

The importance of Life Insurance

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If you have loved ones that depend on you for financial support, life insurance can help take care of their future financial security. Should you pass away, your beneficiaries receive a lump sum, tax-free payment to help them replace lost income, maintain their living standards, pay for your children's education, pay off debts and cover your final expenses.

Find the Term Life Insurance that’s right for you

Term Life Insurance provides affordable coverage for 10 years, 20 years or for life depending on your needs. For example, a 35 year-old non-smoking female can get $400,000 of coverage for as low as $20.00 per month1. Whichever TD Term Life Insurance plan you choose, enjoy features like:

  • Coverage up to $10 million.
  • A guaranteed monthly or annual cost over the entire length of the term2, which is great when it comes to budgeting your money.
  • Automatic renewal for 10 and 20 year plans at the end of the term without medical questions or exams until you turn 80, at which point your coverage ends3.
  • The option to convert 10 or 20 year plans to permanent coverage any time before age 69.
  • Preferred rates available for 10 and 20 year plans4.

3 options to choose from:

10-Year Term Life

A 10-year term is often best suited for people who have shorter-term financial responsibilities. Ultimately, your goal is to help provide your family with financial protection.

Term-10 could be right for you if:

  • You have a student or car loan.
  • Your mortgage is in its final 10 years.
  • Your kids are moving out soon.
  • Retirement is on the horizon.

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20-Year Term Life

People who choose a 20-year term often do so because they have a good idea what the next 20 years look like, and what sort of debts they’ll have.

Term-20 could be right for you if:

  • You just got married and are planning your future.
  • Buying a new house in the next couple years is a definite possibility.
  • You recently bought a house.
  • You have younger children or you're growing your family.

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Quite often, people choose a Term-100 because they want lifetime coverage at a cost that doesn’t change.

Term-100 could be right for you if:

  • You want lifetime coverage to help protect your family's financial future.
  • You want to lock in your cost.
  • You want to make sure your final expenses are taken care of.

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Ready to get Term Life Insurance? We can help.

  1. Figure out how much coverage you need and get a quote
  2. Complete your application in less than 10 minutes
  3. Start your 30-day trial if your application is approved

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Enter coverage between $50,000 - $10,000,000


Unsure how much coverage you need?

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Learn more about Term Life Insurance.


TD Term Life Insurance is an individual life insurance plan underwritten by TD Life Insurance Company. Not available to residents of the province of Quebec. Some restrictions may apply. See Insurance Policy for coverage details, including limitations and exclusions.
1. Cost based on a Term-10 female standard non-smoker, age 35.
2. Rates are guaranteed not to increase for the length of your term, regardless of changes to your age or health.
3. Premiums increase when your term renews.
4. Subject to underwriting. Preferred rates are available to customers who apply for more than $500,000 of coverage. Preferred rates also depend on your health, lifestyle and other factors. Some restrictions may apply. Please call us to learn more about preferred rates.