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Customized Insurance for Construction

It takes years of dedication and passion to establish a construction business. Not only are you working to perfect your craft, but you’re also building your reputation along the way. To help financially protect your property, equipment and the vehicle(s) that keep your business running - you need insurance coverage customized to the needs of your construction business. We can help.

Speak to a licensed TD Insurance Advisor 1-855-724-2883

What businesses are considered Construction?

  1. Contractors

  2. Electricians

  3. HVAC Installers

  4. Plumbers

  1. Painters

  2. Carpenters

  3. Fence Repairers

  4. Masons

Why you need Small Business Insurance

 

Businesses that employ people who use tools and machines to install, build or repair fall into this category. A broad range of businesses, each one having their own specific skill set and expertise. That’s why it is important to consider an insurance package that’s as unique as the service you provide.

  • Protect your equipment

    If equipment, such as your HVAC Unit or your computers, experience an electrical or mechanical breakdown, we can help you get back up and running again.

  • Mistakes can happen

    If your client believes your product isn't what was promised, or there is a delay in completing the project, we will fulfill the financial obligation if you are held responsible.

  • Reassure your clients

    In the event of an unexpected loss, your coverage may help replace or repair your tools so you can continue to service your clients.

  • Protecting your livelihood

    If you, one of your passengers, or a pedestrian were to be injured in a covered accident while driving your company vehicle, we could help with the rehabilitation costs.

Let’s get you started with a quote

Speak to a licensed TD Insurance Advisor 1-855-724-2883

Coverage Options for the Construction Industry

 

As a small business owner, we know your business is your livelihood. The right insurance can protect what you have worked so hard to build – we can help.

TD Insurance Savings Commitment

Along with customizing a policy to fit your business's needs, TD Insurance is committed to savings. We may be able to offer you additional discounts – speak to a licensed TD Insurance Advisor today.

  • Bundle your small business insurance policies and save

  • Alumni and Professional Group Discounts1

  • Discounts for TD Small Business Banking Customers2

Need to make a claim?

Our TD Insurance Claims Advisors are ready to help make submitting a claim as easy as possible – we will support you throughout the entire process.

Call 1-855-724-2883 Call 1-855-724-2883

  • Insurance questions? Find the answers

    Can't find what you're looking for? Visit our TD Insurance Small Business FAQ page for additional help in answering your small business insurance-related questions.

    Browse FAQ

  • Call us by Phone

    Licensed TD Insurance Advisors are ready to answer your questions and help you get started. Call us today.

    Mon-Fri 8am to 8pm
    Sat 9am to 4pm

    Call 1-855-724-2883 Call 1-855-724-2883

  • Explore other small business industries

    We offer customized coverage for many professions and industries. Learn more about how to protect your unique small business with TD Insurance.

    Browse Industries

LEGAL DISCLAIMER

The content on this page is for general information purposes only and does not constitute legal advice. Coverages described herein may be subject to additional eligibility criteria, limitations and exclusions. In the event you make a claim, potential indemnification is also subject to the receivability of the claim and the type of coverage you bought.

In the case of conflict between the content on this page and your policy wordings, your policy wordings shall prevail. Please speak to an Advisor or consult your policy wordings for further details.

1TD Insurance refers collectively to the following insurance companies:
1. Security National Insurance Company;
2. Primmum Insurance Company;
3. TD General Insurance Company;
4. TD Home and Auto Insurance Company; and
5. TD Life Insurance Company

TD Insurance business insurance policies are underwritten by Security National Insurance Company. They are distributed by Security National Insurance Company in Quebec and distributed by TD Insurance Direct Agency Inc. in the rest of Canada.
This "Offer" is for new and existing TD Insurance customers who are eligible to purchase a new business insurance policy and who are a sole proprietor, majority owner, majority partner, or signing officer of a corporation, partnership or business entity designated as a TD Insurance policyholder and are members of a group or an association that have a group marketing agreement with TD Insurance.
This Offer provides a discount applicable to premiums charged for TD Insurance business insurance policies and their endorsements. The discount will continue to be applicable upon policy renewal.
Eligibility to purchase a business insurance policy is subject to TD Insurance underwriting rules and standards.
Offer may be changed, withdrawn, or extended at any time, without notice.

2TD Insurance refers collectively to the following insurance companies:

• Security National Insurance Company;
• Primmum Insurance Company;
• TD General Insurance Company;
• TD Home and Auto Insurance Company; and
• TD Life Insurance Company

TD Insurance business insurance policies are underwritten by Security National Insurance Company. They are distributed by Security National Insurance Company in Quebec and distributed by TD Insurance Direct Agency Inc. in the rest of Canada.

This "Offer" is for new and existing TD Insurance customers who are eligible to purchase a new business insurance policy and who are "TD Small Business Banking Customers" as defined below.

For the purposes of this Offer only, a "TD Small Business Banking Customers" includes a natural person or business entity who:

• has a TD Small Business Bank deposit or savings account;
• has a TD Business Mortgage or a TD Business Line of Credit, secured or unsecured;
• has a TD Business loan or Canada Small Business Financing Act loan through TD;
• has a TD Business Credit Card or other business credit card issued by TD;
• has a TD Business Investing product or account;
• has TD Business Credit Life Insurance or TD Business Credit Living Benefit Insurance.

This Offer provides a 5% discount applicable to premiums charged for TD Insurance business insurance policies and their endorsements. The discount will continue to be applicable upon policy renewal.
Individually rated commercial automobile insurance policies and endorsements are excluded from this Offer.
Eligibility to purchase a business insurance policy is subject to TD Insurance underwriting rules and standards.
To receive the Offer, the policyholder's name on the TD Insurance business insurance policy must match the name of the natural person or business entity in whose name the product or account in the bulleted list above has been obtained.
Offer may be changed, withdrawn, or extended at any time, without notice.