Every home, condo and renter/tenant insurance policy with TD Insurance features coverage for loss or damage due to theft.
With TD Insurance you can create a claim for your stolen delivery, but keep in mind that your deductible will apply. (A deductible is the amount you have chosen to contribute towards making a claim.) Some items (like bicycles and collectables) have special limits when it comes to compensation due to theft, so consider this when making a claim.
It’s not unusual for a deductible to be higher than the value of a stolen package. If you find your deductible is higher than the value of your package, it might not be in your best interest financially to make a claim. It’s best to decide on a case-by-case basis if pursuing a claim is the optimal option for you.
When filing a claim with TD Insurance for a stolen package, you can speed up the process by having some important information available. One particularly helpful thing to have available is the details from your police report. Filing a report with the police isn’t mandatory for beginning your claim, but doing so can help start and resolve your insurance claim sooner. We will ask you to provide documents confirming that the item(s) was purchased and delivered, so it’s also useful to have those details nearby as well. The more information you have available, the swifter and simpler it is for TD Insurance to resolve your claim.