What is Commercial Property Insurance?

Whether you rent, lease, or own the building where you run your business from, or if you operate out of your basement or garage, commercial property insurance is an option that many businesses just cannot see operating without. We understand your business is your livelihood, and the right coverage will provide you with the security you and your business deserve.

TD Insurance Savings Commitment

With TD Insurance for Business, only pay for the coverage you need. And now, you could get up to 15% in discounts on your Commercial Property & Liability policy – speak to a licensed TD Insurance Advisor today1.

  • Bundle and save

    Save 5% when you bundle your commercial property & liability with your commercial auto policy.1

  • Alumni & Professional savings

    Save 5% for eligible Alumni and Professional Groups.1

  • TD Customer Loyalty Discount

    Save 5% for being an existing TD customer.1

Who needs Commercial Property Insurance?


Don't see your industry or business type listed? Please call us at 1-855-724-2883 to find out more.

Coverage Options for your Small Business

TD Insurance offers small business owners the basics of commercial property insurance, plus additional coverage options customized to your business needs. 

  • Property

    Coverage for physical loss or damage to your insured property, its contents and equipment.

  • Business Income / Business Interruption

    This covers income loss and expenses incurred due to an interruption from an insured event.

  • Crime

    Coverage from a business-related crime, such as employee dishonesty, forgery, or misrepresentation.

  • Additional Coverage Options

    Earthquake and Flood are some options to consider. 

3 easy steps to get customized small business insurance

  • 1

    See if your industry is covered

    Check our list to see if we offer coverage for your industry. Select the industry that best describes your business.

  • 2

    Review coverage options for your business

    We offer a variety of flexible coverage options. We can help you customize a plan that best suits your small business.  

  • 3

    Get a quote online or give us a call

    Get a quote online or speak directly to one of our Licensed TD Insurance Advisors at 1-855-724-2883. Customized and convenient; get the protection your business deserves.

Let’s get you started with a quote

Claim Scenarios for Commercial Property Insurance

Potential Claim:

An employee has been stealing merchandise. 

Potential Outcome:

The loss was discovered during the policy period. The policy may respond to loss of “money”, “securities” and other property resulting directly from dishonesty or fraud committed by any of your “employees” acting alone or in collusion with others.

Potential Claim:

A lawyer's office experiences a fire in their unit causing damage to their valuable papers and records.

Potential Outcome:

The policy may respond to cover the expense required in compiling, gathering or assembling information required to reproduce “Valuable Papers and Records” which have been lost or damaged by an insured event.

Need to make a claim?

Our TD Insurance Claims Advisors are ready to help make submitting a claim as easy as possible – we will support you throughout the entire process.

Call 1-855-724-2883 Call 1-855-724-2883

Browse Additional Small Business Insurance Products

  • Commercial General Liability Insurance

    Financially protect your business from accidents that result in lawsuits

  • Commercial Auto Insurance

    Protect your business vehicles from covered events

  • Get started with a quote online

    Get a customized quote for your business when you find the time, day or night. We know you are busy – let’s get you started right from where you are.

  • Insurance questions? Find the answers

    Can't find what you're looking for? Visit our TD Insurance Small Business FAQ page for additional help in answering your small business insurance-related questions.

  • Call us by Phone

    Licensed TD Insurance Advisors are ready to answer your questions and help you get started. Call us today.

    Mon-Fri 8am to 8pm
    Sat 9am to 4pm

    Call 1-855-724-2883 Call 1-855-724-2883

Have a question? Find answers here