When life happens, there’s Claim Forgiveness

Claim Forgiveness is a valuable insurance enhancement that can help give you peace of mind. It can spare you from the premium increase that would happen when you renew after you experience your first claim.

What Is Claim Forgiveness?

Claim Forgiveness is just what it sounds like. Your first claim will be forgiven meaning we won’t adjust your renewal premium just because you’ve filed a claim on your home insurance.

Claim forgiveness is included as part of the Enhanced Home Coverage, or you can add it on as additional coverage to your Home Coverage. (Note: To be eligible for Claim Forgiveness, you must not have made more than one claim within the past three years or had a claim forgiven by us within the past three years.).

For example, if you have Claim Forgiveness and a dishwasher leak causes $15,000 worth of damage to your home, you can file it as your first claim and when your insurance renews, your premium won’t be affected by your claim.

What Else Should I Know About Claim Forgiveness?

Have questions about Claim Forgiveness? We’re ready to assist.

We can guide you through any questions you might have about Claims Forgiveness. Get in touch with a TD Insurance Advisor today.

Prefer an online experience? No problem. We offer live chat support on our website, with TD Insurance Advisors ready to help you.

Interested in learning about Auto Accident Forgiveness? Find out more.

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The content on this page is for general information purposes only and does not constitute legal advice. Coverages described herein may be subject to additional eligibility criteria, limitations and exclusions. In the event you make a claim, potential indemnification is also subject to the receivability of the claim and the type of coverage you bought.

In the case of conflict between the content on this page and your policy wordings, your policy wordings shall take precedence Please speak to an Advisor or consult your policy wordings for further details.