You are now leaving our website and entering a third-party website over which we have no control.
The TD Insurance Savings Commitment
Feel confident you're saving every dollar possible
What’s the TD Insurance Savings Commitment™? It means that at TD Insurance we'll work with you to find all the ways you could save on your insurance. You might already be doing things that can save you money, like having a connected burglar or fire alarm in your home or driving a hybrid or electric car.
Get a quote to see how much you can save.
Already have a TD Insurance policy? Contact a TD Insurance Advisor today if you have experienced changes in your life or undergone a significant life event, like if you've purchased a new car, made upgrades to your home, or plan to start a family.
How can you save with TD Insurance?
Explore some of the most common ways TD Insurance customers are saving on home and car insurance:
- Home & Car Bundle : Combine your home and car insurance to save.
- Claims Free Reward : Save on car insurance for being claims-free.
- Buy Online Savings : Get a quote and buy online to save 10% on Car or Home Insurance in your first policy term.3
- Multi-Vehicle Discount : Insure two or more vehicles.
- Winter Tire Discount : Drive with 4 winter tires from December to March.
- Driver's Excellence Discount‡: Maintain a clean claims record for 10+ years.
- Online Quote Savings : Get a quote online and save 5% on eligible coverage*
- Home Security Savings : Get additional savings for a connected, burglar, fire or water alarm system.
- Mortgage Free Savings: If your home is free of a mortgage or secured line of credit.
- Multi-Home Savings: If you're getting insurance for multiple homes, you can save.
- Newly Built Home Savings: If your home is newly built, you can get even more savings on insurance.
- Alumni & Professional Preferred Rates : We offer preferred rates to over 750 groups.
- Life Insurance5 : You could save 10% on premiums for eligible TD Term Life Insurance plans if you're a TD customer. This includes TD Auto Finance, TD Insurance Home and/or Auto, and TD Wealth customers. 6
Get a quote online to see how you can save.
Ask us about the TD Insurance Savings Commitment
††Additional exclusions and conditions apply. Speak to a TD Insurance advisor for details.
Note: You may not always be given the option to buy online. If this happens, we encourage you to call and speak to one of our licensed advisors, or let us call you!
§ Savings apply to premiums charged for base contract and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Overflow or Escape.
† The Green Car Discount is also known as the Green Wheel/Hybrid Discount.
‡ Eligibility for Drivers Excellence Discount is based on the number of at-fault accidents, suspensions and convictions and number of years licensed.
* Conditions apply. Subject to eligibility rules.
Note: You may not always be given the option to buy online. If this happens, we encourage you to call and speak to one of our licensed advisors, or let us call you
3 In order to be eligible for the Buy Online Discount for home or car insurance, you must meet eligibility requirements to buy home or car insurance online and complete your purchase of this insurance online. Note: You may not always be given the option to buy online. This may occur, for example, if information provided requires additional verification or if your purchase must be completed with an advisor based on your specific insurance needs. If you are unable to buy online, we encourage you to call and speak to one of our licensed advisors or let us call you!
Offers may be changed, withdrawn or extended at any time without notice.
• 10% Auto Insurance Savings (Ontario only)
10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:
- a 5% Digital Discount for completing the auto insurance quote online. This Digital Discount will continue to be applicable upon policy renewal.
And
- 5% Buy Online Discount in the first policy term for completing the auto insurance purchase online. Both the Digital Discount and Buy Online Discount are applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation - Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and OPCF 44.
• 10% Home Insurance Savings (not available in Quebec)
10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:
- a 5% Digital Discount for completing the home, condo or tenant insurance quote online. This Digital Discount will continue to be applicable upon policy renewal.
And
- 5% Buy Online Discount in the first policy term for completing the home, condo or tenant insurance purchase online. Both the Digital Discount and Buy Online Discount are applicable to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Overflow or Escape.
• 5% Savings on Home Insurance; 10% Savings on Car Insurance (Quebec only)
Home Insurance:
A Buy Online Discount of 5% in the first policy term will be applied to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Oil Overflow or Escape
Car Insurance:
10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:
- A 5% Digital Discount for completing the car insurance quote online. This Digital Discount will continue to be applicable upon policy renewal.
And
- 5% Buy Online Discount in the first policy term for completing the car insurance purchase online. Both the Digital Discount and Buy Online Discount are applicable to premiums charged for each of the following coverages: Civil Liability, Damage to Insured Vehicles (All Perils, Collision or Upset, Comprehensive and Specified Perils).
• 5% Auto Insurance Savings (Alberta)
A 5% Buy Online Discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and S.E.F. No. 44.
• 5% Auto Insurance Savings (Nova Scotia & Newfoundland)
A 5% Buy Online Discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Uninsured Motorist.
• 5% Auto Insurance Savings (PEI)
5% Buy Online Discount in the first policy term for completing the auto insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Underinsured Motorist.
• 5% Auto Insurance Savings (Nunavut, Northwest Territories, Yukon)
5% Buy online discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Third Party Liability, Accident Benefits, All Perils, Collision, Comprehensive, Specified Perils, and S.E.F. No. 44.
5 TD Term Life Insurance is an individual life insurance plan underwritten by TD Life Insurance Company. Residents of Quebec must call to speak to a TD Life Insurance Advisor at 1-888-788-0839 to get a quote and apply. Some restrictions may apply. Application subject to approval. See Insurance Policy for coverage details, including limitations and exclusions.
6 The 10% premium savings is available to eligible applicants who apply for a new TD 10-Year or 20-Year Term Life Insurance policy. Cannot be combined with any other offer and may be withdrawn at any time.
*In Ontario, discount will be applied to each of Bodily Injury, Property Damage, Accident Benefits Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and the Family Protection endorsement. For all policies that receive this Digital Discount, the 5% discount will continue to be applicable upon their renewal.
Mailing address:
TD Insurance (Corporate Secretariat)
50, Place Crémazie
12th Floor
Montreal (Quebec) H2P 1B6