The TD Insurance Savings Commitment
Feel confident you're saving every dollar possible
What’s the TD Insurance Savings Commitment™? It means that at TD Insurance we'll work with you to find all the ways you could save on your insurance. You might already be doing things that can save you money, like having a connected burglar or fire alarm in your home or driving a hybrid or electric car.
Get a quote to see how much you can save.
Already have a TD Insurance policy? Contact a TD Insurance Advisor today if you have experienced changes in your life or undergone a significant life event, like if you've purchased a new car, made upgrades to your home, or plan to start a family.
How you could save with TD Insurance
Explore some of the most common ways TD Insurance customers are saving on home and car insurance:
- Home & Car Bundle: Combine your home and car insurance to save.
- Claims Free Reward: Save on car insurance for being claims-free.
- Buy Online Savings: Get a Home Insurance quote and complete your purchase online to get 10% off eligible coverage in your first policy term.*
- Multi-Vehicle Discount: Insure two or more vehicles.
- Winter Tire Discount: Drive with 4 winter tires from December to March.
- Driver's Excellence Discount‡: Maintain a clean claims record for 10+ years.
- Online Quote Savings: Get a quote online and save 5% on eligible coverage*
- Home Security Savings: Get additional savings for a connected, burglar, fire or water alarm system.
- Mortgage Free Savings: If your home is free of a mortgage or secured line of credit.
- Multi-Home Savings: If you're getting insurance for multiple homes, you can save.
- Newly Built Home Savings: If your home is newly built, you can get even more savings on insurance.
- Alumni & Professional Preferred Rates: We offer preferred rates to over 750 groups.
- Life Insurance5: You could save 10% on premiums for eligible TD Term Life Insurance plans if you're a TD customer. This includes TD Auto Finance, TD Insurance Home and/or Auto, and TD Wealth customers.6
Get a quote online to see how you can save.
Ask us about the TD Insurance Savings Commitment
Coverage for 10 years, 20 years or for life depending on your needs.
TD Guaranteed Acceptance Life insurance
Financial protection for customers aged 50 to 75. No medical questions.
††Additional exclusions and conditions apply. Speak to a TD Insurance advisor for details.
Note: You may not always be given the option to buy online. If this happens, we encourage you to call and speak to one of our licensed advisors, or let us call you!
*10% Home Insurance Savings (Not available in Quebec)
10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:
- a 5% Digital Discount for completing the home, condo or tenant insurance quote online. This Digital Discount will continue to be applicable upon policy renewal. Offer not available in Quebec.
- a one-time 5% Buy Online Discount for completing the home, condo or tenant insurance purchase online. Both the Digital Discount and Buy Online Discount are applicable to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Overflow or Escape Offer may be changed, withdrawn or extended at any time without notice.
** 5% Savings on Home Insurance; 10% Savings on Auto Insurance (Quebec only)
Home Insurance: A one-time discount of 5% will be applied to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Oil Overflow or Escape
Auto Insurance: A one-time discount of 10% will be applied to premiums charged for each of the following coverages: Civil Liability, Damage to Insured Vehicles (All Perils, Collision or Upset, Comprehensive and Specified Perils).
Offer may be changed, withdrawn or extended at any time without notice.
§ Savings apply to premiums charged for base contract and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Overflow or Escape.
† The Green Car Discount is also known as the Green Wheel/Hybrid Discount.
‡ Eligibility for Drivers Excellence Discount is based on the number of at-fault accidents, suspensions and convictions and number of years licensed.
3 Nationally, the 585 new TD Insurance customers who were surveyed between March 10th, 2021 to March 21st, 2021 and September 2nd, 2021 to September 12th, 2021, who reported their annual residential (home or condominium or tenant) and car insurance premiums paid to their previous insurance provider and who reported their annual residential and car insurance premiums payable to TD Insurance upon switching both their residential and car insurance policies, reported an average annual premium savings of approximately 28%. The survey sample consisted of new customers who switched both their residential and car insurance policies to TD Insurance between August 2020 to August 2021. It was conducted with a 95% confidence interval and produced a 3% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching both residential and car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers. Please visit http://www.tdinsurance.com/save for more details.
5 TD Term Life Insurance is an individual life insurance plan underwritten by TD Life Insurance Company. Residents of Quebec must call to speak to a TD Life Insurance Advisor at 1-888-788-0839 to get a quote and apply. Some restrictions may apply. Application subject to approval. See Insurance Policy for coverage details, including limitations and exclusions.
6 The 10% premium savings is available to eligible applicants who apply for a new TD 10-Year or 20-Year Term Life Insurance policy. Cannot be combined with any other offer and may be withdrawn at any time.
*In Ontario, discount will be applied to each of Bodily Injury, Property Damage, Accident Benefits Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and the Family Protection endorsement. For all policies that receive this Digital Discount, the 5% discount will continue to be applicable upon their renewal.
TD Insurance (Corporate Secretariat)
50, Place Crémazie
Montreal (Quebec) H2P 1B6