TD Insurance Travel Insurance

Why it can be important to have travel insurance

Travelling can be expensive enough on its own, but a medical emergency could cost you much more. It’s also important to note that your credit card might not include travel insurance or may have limited coverage.

Whether you’re planning a trip for yourself or your entire family, TD Insurance Travel Insurance can help provide protection from certain unexpected events.


Explore TD Insurance Travel Insurance Plans

TD Insurance Multi-Trip All-Inclusive Plan

This is the most comprehensive plan we offer. It provides you with multiple benefits, including up to $5 million in emergency travel medical coverage, trip cancellation and interruption and more, for multiple covered trips up to the maximum trip duration selected within one year.1


Compare plans

Multi-Trip All-Inclusive Plan

Single-Trip Medical Plan

Multi-Trip Medical Plan

Trip Cancellation & Interruption Plan

Plan Type

Annual Plan

Single-Trip Plan

Annual Plan

Single-Trip Plan

Annual Plan Maximum Trip Duration

22, 30 or 60 days1

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4, 9, 16 or 30 days3

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Emergency Travel Medical

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Trip Cancellation & Interruption

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Baggage & Personal Effects

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Baggage Delay

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Accidental Death & Dismemberment Flight Accident

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Accidental Death & Dismemberment Common Carrier Accident

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Please refer to the Sample Policy for defined terms and a full description of features, benefits, limitations and exclusions.

Ready to choose a plan?


Why choose TD Insurance Travel Insurance

  • Up to $5 million in emergency travel medical coverage
    Feel good about your next trip with medical coverage up to $5 million on eligible costs.
  • 24/7 emergency assistance by phone worldwide
    Call our administrator anytime if you have an emergency during your trip.
  • Travel medical coverage for dependent child(ren) included with two paying travellers
    On select plans that have the family coverage5,6 option, your dependent child(ren)’s travel medical coverage is included at no additional charge.
  • Convenient online quotes and claims servicing
    Available 24/7 when submitted online.

How to apply online

  1. Get a quote in minutes

    No obligation to purchase.

  2. Decide whether you want to purchase

    After reviewing the details, you can proceed to purchase.

  3. Pay and submit

    Review and confirm your purchase.

If you are a Quebec resident and wish to obtain a quote or purchase insurance, please call 1-833-962-1143.

Submit a travel insurance claim

Start the claims process by visiting our Online Claims Portal.

Let’s connect

Our administrator is ready to answer your questions and help you on your way.


Check your TD credit card travel insurance benefits.

Are you an existing TD Credit Cardholder and dreaming of future travels? Learn about what travel insurance benefits are available on your TD credit card with our Credit Card Travel Insurance Verification Tool.


Below are the Travel Insurance Summaries and Credit Card Insurance Summaries for TD and MBNA credit cards. These summaries provide an overview of the features and benefits of the insurance coverages included with TD and MBNA credit cards.

TD Personal Credit Cards:

TD Business Credit Cards:

MBNA Credit Cards:

TD Business Credit Cards:


Other Products and Services You May Want To Consider For Your Trip

TD offers banking solutions, credit cards and competitive exchange rates for your travel needs. Explore our products to learn how TD can enhance your trip.


TD Insurance Travel Insurance plans (TD Insurance Multi-Trip All-Inclusive Plan, TD Insurance Single-Trip Medical Plan, TD Insurance Multi-Trip Medical Plan and TD Insurance Trip Cancellation & Interruption Plan) are individual insurance plans administered by Global Excel Management Inc. and its subsidiary, CanAm Insurance Services (2018) Ltd. TD Insurance Multi-Trip All-Inclusive Plan and TD Insurance Trip Cancellation & Interruption Plan are underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes). TD Insurance Single-Trip Medical Plan and TD Insurance Multi-Trip Medical Plan are underwritten by TD Life Insurance Company.

Medical and claims assistance, claims payment and administrative services are provided by the administrator described in the insurance policies. Coverages and benefits are subject to eligibility conditions, limitations, and exclusions, including pre-existing medical condition exclusions. Please refer to the policy for full details.

1. The TD Insurance Multi-Trip All-Inclusive Plan will provide coverage for each covered trip taken within 1 year up to the maximum trip duration you selected when the policy was purchased. If the oldest person on the insurance policy is 15 days old to 59 years old, the maximum trip duration is 60 consecutive days. If you are 60 years and older, the available maximum trip durations are 22 or 30 consecutive days.

Coverage may be subject to conditions, exclusions, and limitations. Refer to your Policy of Insurance for full details of coverage for the TD Insurance Multi-Trip All-Inclusive Plan.

2.Coverage may be subject to conditions, exclusions and limitations. Answering a Medical Questionnaire is required for those 60 years of age or older to determine eligibility for the TD Insurance Single-Trip Medical Plan. Refer to your Policy of Insurance for full details of coverage.

3. The TD Insurance Multi-Trip Medical Plan will provide emergency travel medical coverage for each covered trip taken within 1 year up to the maximum trip duration you selected when the policy was purchased. If the oldest person on the insurance policy is 15 days old to 79 years old, the available maximum trip durations are 4, 9, 16 or 30 consecutive days. If you are 80 years and older, the available maximum trip durations are 4, 9 or 16 consecutive days.

Coverage may be subject to conditions, exclusions and limitations. Answering a Medical Questionnaire is required for those 60 years of age or older to determine eligibility for the TD Insurance Multi-Trip Medical Plan. Refer to your Policy of Insurance for full details of coverage.

4.Coverage may be subject to conditions, exclusions and limitations. Refer to your Policy of Insurance for full details of coverage for the TD Insurance Trip Cancellation & Interruption Plan.

5. The TD Insurance Multi-Trip All-Inclusive Plan has family coverage and provides coverage for you, your Spouse and unmarried Dependent Child(ren) if you name them in your application.
Spouse means the person to whom you are legally married to; or the person you have lived for at least 1 year and publicly refers to as your domestic partner
Dependent Child(ren) means your natural, adopted, or step-children who are:
a) unmarried; and
b) dependent on you for financial maintenance and support; and
i. under 22 years of age, or
ii. under 26 years of age and attending an institution of higher learning, full-time, in Canada; or
iii. mentally or physically handicapped.

All insured persons may travel independently of one another.

All covered travellers must be a Canadian resident and be covered by the government health insurance plan of your Canadian province or territory of residence for the entire duration of your trip and at the time you incur a claim.

If any of the travellers do not meet these criteria, that traveller will need to complete a separate application for their own policy.

Up to 6 travellers including yourself are permitted to be under a policy through our online application. To purchase additional coverage for groups of more than 6 people, please call our administrator at 1-833-962-1143.

6. Family Coverage is available on the TD Insurance Single-Trip Medical Plan and the TD Insurance Multi-Trip Medical Plan for you, your Spouse and unmarried Dependent Child(ren) if you name them in your application.

Spouse means the person to whom you are legally married to; or the person you have lived for at least 1 year and publicly refers to as your domestic partner.

Dependent Child(ren) means your natural, adopted, or step-children who are:
c) unmarried; and
d) dependent on you for financial maintenance and support; and
i. under 22 years of age, or
ii. under 26 years of age and attending an institution of higher learning, full-time, in Canada; or
iii. mentally or physically handicapped.

Your Dependent Child(ren) must be travelling with you or your spouse.

All covered travellers must be a Canadian resident and be covered by the government health insurance plan of your Canadian province or territory of residence for the entire duration of your trip.

Family Coverage is not available when a medical questionnaire is required for any of the travellers.

If any of the travellers do not meet these criteria, that traveller will need to complete a separate application for their own policy.

Up to 6 travellers including yourself are permitted to be under a policy through our online application.

To purchase additional coverage for groups of more than 6 people, please call our administrator at 1-833-962-1143.

Mailing Address:
TD Life Insurance Company
P.O. Box 1 TD Centre
Toronto, Ontario M5K 1A2

TD Home and Auto Insurance Company
P.O. Box 1 TD Centre
Toronto, Ontario M5K 1A2