TD Insurance Multi-Trip All-Inclusive Plan
Planning to travel more than once a year? This annual plan can help provide coverage for medical emergencies as well as non-medical benefits like trip cancellation and baggage delay, for eligible trips throughout the year.
Coverage Highlights
Coverage Overview
|
Maximum Benefit Payable
|
---|---|
Emergency Travel Medical Covers eligible costs such as:
|
Up to $5 million per insured person, per covered trip |
Trip Cancellation |
Up to $2,500 per insured person or maximum $5,000 per family for each annual period of coverage |
Trip Interruption |
Up to $5,000 per insured person, per covered trip |
Baggage and Personal Effects |
Up to $1,000 per covered trip, up to a maximum of $2,000 for each annual period of coverage |
Baggage Delay |
Up to $400 per covered trip, up to $800 for each annual period of coverage |
Accidental Death and Dismemberment Flight Accident |
Up to $200,000 per insured person, up to $1 million for each annual period of coverage |
Accidental Death and Dismemberment Common Carrier Accident |
Up to $100,000 per insured person, up to $500,000 for each annual period of coverage |
Supplementary Non-Medical Benefits for Vehicle Assistance and Home Assistance |
Up to $5,000 in vehicle assistance for return of vehicle, return home or extended stay |




Eligibility
Exclusions and Limitations
It’s important to know that benefits will only be paid for eligible expenses and only up to the maximum amount. A complete list of exclusions that apply to your plan will appear in your policy, but here are some examples.
- Pre-existing medical conditions.3
- Travelling against the advice of a physician.
- Expenses not pre-approved by our administrator may be limited or excluded.
- Abuse of alcohol, drug or toxic substances.
- Self-inflicted injuries.
- Travel to destinations under a travel advisory by the Canadian government.
- Labour disruptions or strikes.
- The birth of any child during your trip.
Refer to the Sample Policy for full description of eligibility requirements, defined terms, benefits, limitations and exclusions.
This plan can provide value in more ways than one

- Provides coverage for an unlimited number of trips up to your selected maximum trip duration that you take in a year4.
- This plan provides coverage for your spouse and dependent children at no additional cost.1
- Includes coverage for Trip Cancellation, Trip Interruption, Baggage Delay and Accidental Death and Dismemberment.
Submit a travel insurance claim
Start the claims process by visiting our Online Claims Portal.
Let’s connect
Our administrator is ready to answer your questions and help you on your way.
- For 24/7 emergency assistance:
1-833-962-1140 (Canada and the U.S., toll free) or+1-519-988-7629 (worldwide, collect) - For quotes, to purchase a policy or any general inquiries:
1-833-962-1143
Mon-Fri 8am-9pm ET
Sat 9am-5pm ET - For claims: 1-833-962-1140
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