Now you can buy insurance online

We’ve made it easy for you to get coverage

You can quote and buy your car or home insurance online – in just minutes! Get the right type of insurance that suits your needs. And you can get it the same day.

If you have questions along the way, don’t worry. We’re ready to provide you with help and support.


Why choose TD Insurance?

  • Committed to savings

    Buying your insurance online is just one way to save! TD Insurance offers many ways to save including mortgage free savings, newly built home savings, and more.

  • Coverage that fits

    Personalized coverage recommendations so you can feel confident your coverage fits your needs.

  • Here for you when it matters most

    With TD Insurance, you’ll get outstanding customer service with claims support 24/7.


Here’s how you can buy insurance online

  1. 1. Start your quote

    Begin your insurance quote online by answering a few questions. With the information you provide we’ll be able to:

    • Assess your needs and recommend coverage
    • Determine what discounts are available to you
    • Give you the most accurate quote

    And of course, it’s all 100% confidential.

  2. 2. Customize your coverage

    Once you’ve completed your online insurance quote, we’ll provide you with our recommended coverage options based on your individual needs.

    You’ll be able to:

    • Adjust your deductible amounts
    • Alter your coverage limits
    • Proceed with buying online‡
  3. 3. Set up payment, review coverages and buy

    Once you’re satisfied with your coverage, you can:

    • Review your payment options
    • Confirm your payment method
    • Review your summary
      Now you can finish the process and put your feet up.

Save 10% when you quote & buy online.


Pick up where you left off

Once you’ve completed your online insurance quote, we’ll send you an email including your quote details along with a secure link that you can use to retrieve your quote later and complete your purchase. You can also access your completed quote using the link below.

Next steps after buying home insurance online

We’ll send you an email with a detailed summary of your policy.

You can also:

  • Register for MyInsurance to review and manage your policy anytime
  • Download your pink card
  • Change your coverage and/or billing information

And, we’ll send you a paper copy of your policy documents to your address.


Conditions apply. Subject to eligibility rules.
Note: You may not always be given the option to buy online. If this happens, we encourage you to call and speak to one of our licensed advisors, or let us call you!
1In order to be eligible for the Buy Online Discount for home or car insurance, you must meet eligibility requirements to buy home or car insurance online and complete your purchase of this insurance online. Note: You may not always be given the option to buy online. This may occur, for example, if information provided requires additional verification or if your purchase must be completed with an advisor based on your specific insurance needs. If you are unable to buy online, we encourage you to call and speak to one of our licensed advisors or let us call you!

Offers may be changed, withdrawn or extended at any time without notice.

• 10% Auto Insurance Savings (Ontario only)

10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:
- a 5% Digital Discount for completing the auto insurance quote online. This Digital Discount will continue to be applicable upon policy renewal.
And
- 5% Buy Online Discount in the first policy term for completing the auto insurance purchase online. Both the Digital Discount and Buy Online Discount are applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation - Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and OPCF 44.

• 10% Home Insurance Savings (not available in Quebec)

10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:
- a 5% Digital Discount for completing the home, condo or tenant insurance quote online. This Digital Discount will continue to be applicable upon policy renewal.
And
- 5% Buy Online Discount in the first policy term for completing the home, condo or tenant insurance purchase online. Both the Digital Discount and Buy Online Discount are applicable to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Overflow or Escape.

• 5% Savings on Home Insurance; 10% Savings on Car Insurance (Quebec only)

Home Insurance: A Buy Online Discount of 5% in the first policy term will be applied to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Oil Overflow or Escape
Car Insurance:
10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:
- A 5% Digital Discount for completing the car insurance quote online. This Digital Discount will continue to be applicable upon policy renewal.
And
- 5% Buy Online Discount in the first policy term for completing the car insurance purchase online. Both the Digital Discount and Buy Online Discount are applicable to premiums charged for each of the following coverages: Civil Liability, Damage to Insured Vehicles (All Perils, Collision or Upset, Comprehensive and Specified Perils).

• 5% Auto Insurance Savings (Alberta)

A 5% Buy Online Discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and S.E.F. No. 44

• 5% Auto Insurance Savings (Nova Scotia & Newfoundland)

A 5% Buy Online Discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Uninsured Motorist.

• 5% Auto Insurance Savings (PEI)

5% Buy Online Discount in the first policy term for completing the auto insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Underinsured Motorist.

• 5% Auto Insurance Savings (Nunavut, Northwest Territories, Yukon)

5% Buy online discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Third Party Liability, Accident Benefits, All Perils, Collision, Comprehensive, Specified Perils, and S.E.F. No. 44.

Have a question? Find answers here