Home and Car
Buying car and home insurance online is simple. ‡
Switch to save an average of 27% on your home and auto insurance2
Try these tips for more affordable insurance.
If you are an alumni or professional, you may qualify to save an average of $1,470 by bundling your home and car insurance.4
Let us know if you’re a claims-free homeowner and enjoy average savings of 25%.5
Make sure you have a centrally connected burglar or fire alarm to save even more on coverage.
If you have more than one home, you can insure them together to save.
Switch to save an average of 27% on your home and auto insurance2
Try these tips for more affordable insurance.
If you are an alumni or professional, you may qualify to save an average of $1,470 by bundling your home and car insurance.4
Let us know if you’re a claims-free homeowner and enjoy average savings of 25%.5
Make sure you have a centrally connected burglar or fire alarm to save even more on coverage.
If you have more than one home, you can insure them together to save.
Simple steps to buy insurance online
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Get a quote in just a few minutes
Start by answering a few questions so we can recommend coverage and apply qualifying discounts. We will keep your information safe and secure.
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Customize your coverage
Once your quote is done, you can review your deductible amounts and coverage limits.
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Review and set up payment
When you’re satisfied with your coverage, confirm your payment method and complete the process.
Discover why over 4 million Canadians trust us
We are committed to helping you get insurance that meets your needs. Plus, we have great reasons to stay with us, year after year.
Let's get started
Need assistance? Talk to one of our licensed advisors.
Call 1-866-361-2311
‡ Conditions apply. Subject to eligibility rules.
The ability to purchase insurance online is currently not available in all provinces.
Note: You may not always be given the option to buy online. If this happens, we encourage you to call and speak to one of our licensed advisors, or let us call you!
1 In order to be eligible for the Buy Online Discount for home or car insurance, you must meet eligibility requirements to buy home or car insurance online and complete your purchase of this insurance online. Note: You may not always be given the option to buy online. This may occur, for example, if information provided requires additional verification or if your purchase must be completed with an advisor based on your specific insurance needs. If you are unable to buy online, we encourage you to call and speak to one of our licensed advisors or let us call you!
Offers may be changed, withdrawn or extended at any time without notice.
• 5% Auto Insurance Savings (Ontario)
A 5% Digital Discount is applied for completing the auto insurance purchase online. The Digital Discount will continue to be applicable upon policy renewal.
The Digital Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation - Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and OPCF 44.
• 10% Home Insurance Savings (not available in Quebec)
A 10% Buy Online Discount in the first policy term will be available to customers for completing the home, condo or tenant Insurance purchase online. The Buy Online Discount is applicable to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Overflow or Escape.
• 5% Savings on Home Insurance (Quebec)
A Buy Online Discount of 5% in the first policy term will be available to customers for completing the Home, Condo or Tenant insurance purchase online. The Buy Online Discount is applicable to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Oil Overflow or Escape
• 10% Savings on Car Insurance (Quebec)
A Buy Online Discount of 10% in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Civil Liability, Damage to Insured Vehicles (All Perils, Collision or Upset, Comprehensive and Specified Perils).
• 5% Auto Insurance Savings (Nova Scotia & Newfoundland)
A 5% Buy Online Discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Uninsured Motorist.
• 5% Auto Insurance Savings (PEI)
5% Buy Online Discount in the first policy term for completing the auto insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Underinsured Motorist.
• 5% Auto Insurance Savings (Nunavut, Northwest Territories, Yukon)
5% Buy online discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Third Party Liability, Accident Benefits, All Perils, Collision, Comprehensive, Specified Perils, and S.E.F. No. 44.
2 Nationally, the 586 new TD Insurance customers who were surveyed between March 4th, 2024 to March 18th, 2024 and July 5th, 2024 to July 17th, 2024, who reported their annual residential (home or condominium or tenant) and car insurance premiums paid to their previous insurance provider and who reported their annual residential and car insurance premiums payable to TD Insurance upon switching both their residential and car insurance policies, reported an average annual premium savings of approximately 27%. The survey sample consisted of new customers who switched both their residential and car insurance policies to TD Insurance between August 1st, 2023 to June 25th, 2024. It was conducted with a 95% confidence interval and produced a 3% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching both residential and car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers. Please visit http://www.tdinsurance.com/save for more details.
3 Nationally, the 462 new TD Insurance customers who were surveyed between March 4th, 2024 to March 18th, 2024 and July 5th, 2024 to July 17th, 2024, who reported their annual residential (home or condominium or tenant) insurance premiums paid to their previous insurance provider and who reported their annual residential insurance premiums payable to TD Insurance upon switching their residential insurance policy, reported an average annual premium savings of approximately 27%. The survey sample consisted of new customers who switched their residential insurance policies to TD Insurance between August 1st, 2023 to June 25th, 2024. It was conducted with a 95% confidence interval and produced a 3% margin of error. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching residential insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers. Please visit http://www.tdinsurance.com/save for more details.
4 Nationally, the average annual savings of all of our clients who belong to a professional or alumni association that have an agreement with us and who insure both a residence and a car on April 26, 2024 (underwritten by Security National Insurance Company) was
- $1,470 when purchasing both homeowner and car insurance
- $910 when purchasing both condo and car insurance
- $920 when purchasing both tenant and car insurance
when compared to the premiums they would have paid without the preferred insurance rate for groups and the multi-product discount. Savings are not guaranteed and will vary based on the client's profile and province or territory of residence. Due to provincial legislation, car insurance is not available in British Columbia, Manitoba and Saskatchewan.
5 Nationally, as of April 26, 2024, new customers (with insurance policies underwritten by either Security National Insurance Company, Primmum Insurance Company, TD General Insurance Company and TD Home And Auto Insurance Company) who insured their homeowner policy with us and who met the claims-free savings criteria applicable to their province or region with regard to the number of years spent claims-free, saved an average of 25%, expressed regionally as:
30% in Ontario
25% in Quebec
25% in Alberta
25% in British Columbia, Saskatchewan, Manitoba, Yukon, Nunavut, Northwest Territories
20% in the Atlantic Provinces
when compared to the premium they would have paid if, within the previous 12 months, they made a claim that would have negatively affected their premium. These claims vary by province. Savings are not guaranteed and vary based on the customer's profile and province/region.
6 As long as you own the home and remain insured with us.
† Included, subject to eligibility.
Mailing address:
TD Insurance (Corporate Secretariat)
50, Place Crémazie
12th Floor
Montreal (Quebec) H2P 1B6