If you’re working from home and the equipment you’re using is not yours, there is no coverage in those circumstances because you don’t personally own it. However, if it’s something you own, then yes, you may have coverage.
Home insurance will cover business property, anywhere in the range of $2,000 - $6,000 depending on the option you have chosen (a Basic or Enhanced policy). That means, if you operate a business from your home, your business-related belongings are covered (subject to your deductible, up to those limits). If you require more coverage than listed above, TD Insurance also offers an In-Home Office endorsement which can increase your business property limit. It’s best to speak with an advisor for more information.
Are you interested in knowing more about home insurance coverage? Get a home insurance quote today .