It happens, but in the unfortunate event your bicycle is stolen, you can start a claim through the TD Insurance app. But keep in mind that if you do proceed with your claim, you'll have to pay your agreed upon deductible first.
Unsure whether you should start a claim? Here's something to consider: the cost of your deductible versus the cost of replacing your bicycle. For example, if the cost of replacing your bike costs less than your deductible, choosing to replace it out of pocket would be the better option.
Whether you're considering adjusting your deductible, increasing your contents limit, or exploring additional coverage options, you can review and manage your TD Insurance policy online by logging in to MyInsurance. Or, if you're new to TD Insurance and looking for a home insurance policy that'll extend coverage to your bike, you can get a quote in minutes.