Car Insurance Tips and Advice

Featured Advice

Accident forgiveness coverage

Are you worried about the impact of an accident on your insurance?

Tips to save on car insurance

Follow these simple tips to learn how you can maximize your savings.

How premiums are calculated

Learn about the 8 common factors that affect how your car insurance premium is calculated.

Topics

Insurance Basics
Enhanced Coverage
Definitions & FAQs
Maintenance
Tips & Advice

What is Third Party Liability Insurance?

From coverage details to how much coverage you should have, find out how third-party liability works in Canada.
What is Property and Casualty Insurance?

Find out what Property and Casualty (P&C) insurance is and how it's bundled into your existing policies to protect you and the things you own.
Motorhome Insurance

Ready to hit the road in your RV? Before getting into gear, make sure you have the right coverage to protect your motorhome or trailer.

What You Need to Know About Gifting a Car in Canada

Whether you're gifting or receiving a gifted car, find out what vehicle transfer requirements are needed, any tax implications that may apply and how to insure a gifted car before it's registered in your name.
Renewing Your Car Insurance

Find out how renewing your car insurance works, what you should consider before renewing and how it pays to switch to TD Insurance.
How Does Car-Sharing Work With Insurance?

Car-sharing, is a service that allows you to rent a car for a short period of time. This is what you should know about car-sharing coverage.
Cheap car insurance

Find out the most important things to look for when shopping for the right car insurance.
Car Insurance Discounts

Save on car insurance. Find out if you are eligible for a discount or preferred rate on your car insurance.
Do I Need Ride-Share Insurance?

Here's what you need to know about ride-share from an insurance perspective.
Electronic Pink Slips

Did you know that in some provinces you can now legally show your insurance on an electronic mobile device?
Car Insurance Eligibility and Restrictions

Not sure if you’re eligible for car insurance? Here are the conditions that make you eligible for car insurance
How Premiums are Calculated

Learn about the 8 common factors that affect how your car insurance premium is calculated.
Intro to Car Insurance

Follow these easy steps to find the right car insurance coverage for less.
Ontario Auto Insurance Reform

Here's what you need to know about the Ontario Auto Insurance Reform.
Track your claim

With the TD Insurance auto claims tracker, you can track your claim from the moment it’s opened to the moment it’s closed.
How to Prevent Car Theft

Protect your car from potential theft by following these simple tips.
Car Insurance Deductibles

Find out what a car insurance deductible is and how it works in Canada.
Uninsured drivers

Helpful information in case you get into an accident with someone without car insurance.
Car theft in Canada: Are you covered?

Learn about the impact that car theft has in Canada and what you can do to protect yourself from it.
Car insurance in Canada

Learn about how car insurance in Canada works and what the difference between private and public insurance is.
No-fault insurance explained

Is your car insurance premium impacted if you’re not at fault in an accident? Learn this and more to understand what no-fault insurance is and how it works.
Car insurance for new drivers

Understand the best way to insure young or new drivers in Canada.

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What is Rental Car Insurance?

Renting a car? You may already be covered for rental car insurance without purchasing any rental agency add-ons.
Hail Coverage for Your Car

Is your car protected from hail damage? Find out what coverage you need and how you can prepare your car for the next hailstorm.
What to do if you have a cracked windshield

Find out what steps to take if you have a cracked windshield and how it affects your insurance.

How does accident forgiveness work?

If you've been accident-free for the last 6 years and you have Accident Forgiveness coverage on your car insurance policy, we'll "forgive" your first accident.
Do You Need Collision Insurance Coverage

Learn what collision insurance coverage is and which factors to take into consideration when deciding if you need it for your vehicle or not.
Go the Distance with Grand Touring

Learn about Grand Touring, the advantages it offers, and how it can complement your current car insurance policy.
Ontario Accident Benefits

Auto insurance in Ontario is changing, providing you with more choice over the coverages you select.
Protect your car with Replacement Cost

Find out eligibility requirements and how replacement cost works.
Protect your vehicle against depreciation

If your vehicle is stolen or deemed a total loss, Limited Waiver of Depreciation allows you to claim the original purchase price of your vehicle
What is Comprehensive Car Insurance?

Find our how Comprehensive coverage can protect your car from the unexpected.
Occasional Driver Insurance

When do you need occasional driver insurance? Here’s everything you need to know so you can feel confident everyone is covered.

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What is Multi-Car Insurance?

If you have more than one car, find out how a multi-vehicle insurance policy can save you money on your premium.
Frequently Asked Questions About Car Claims

Making a car insurance claim can be confusing at times. Have a look at the most frequently asked questions when it comes to car claims.
Car Insurance Terms Explained

Here’s a glossary of words you may come across in your insurance experience, broken down into less insurance-y terms.

Rental Cars & Insurance: Frequently Asked Questions

Here are some frequently asked questions when it comes to insurance and replacement car rentals.
How Accidents Impact Car Insurance Rates

Find out how an accident may impact your car insurance premium and then how you can work to lower your premium again.
Car Insurance Myths - Fact from Fiction

Separate car insurance fact from fiction with our helpful article outlining common misconceptions.
Electric car insurance

Learn how your insurance will be impacted if you drive an electric car.
Non-owner car insurance

Are you covered driving someone else’s car? Find out what non-owned auto coverage is and who should have it.

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Car Care Tips

Get the most out of your vehicle with proper maintenance and tune-ups.
Winterize your vehicle for the ice, snow and cold that awaits

When you have your car prepared for winter conditions, you can have the confidence both you and your vehicle will be ready for the ice and cold coming your way.
Winter vs. All-Season Tires

Find out the differences between winter and all-season tires to help you drive with confidence this year.

Tips For Choosing Towing and Repair Services

There are loads of reliable services out there, but sadly there are also some tow truck companies and body shops that take advantage of drivers in vulnerable situations. Here are some tips and things to look out for when choosing a tow truck/body shop.
Winter Safe Driving Tips

Winter weather across the country can be extreme, that’s why it’s important to take a few precautions before you hit the road, so you arrive safe and sound
Driving safely around schools and buses

You’ll get some simple tips that can help ensure everyone gets to school — and home again — safely.

Someone Hit Your Parked Car?

Find out what insurance coverage can protect your car and what your next steps should be.
Car Insurance for G1 Drivers

Find out how licensing and insurance works for G1 and G2 drivers in Ontario.
What Impact Do Speed Camera Tickets Have in Ontario?

If you've triggered a speed camera, learn about the penalties you may experience and how it can impact you.
You may be wondering about the best way to pay for your next car

What do you do if your car is on it's last legs. Should you buy outright, lease or finance. We'll dig a little deeper and explore the differences and pros and cons between your options.
Drive Distraction-Free

Get some safety tips to help avoid distracted driving and help keep your focus on the road.
What is the TD MyAdvantage program?

Learn how TD MyAdvantage rewards safe drivers based on individual driving behaviour.
Safety tips After a car accident

We’ve put together a collection of safety tips to help you feel confident and get you back on the road quickly.
Shopping for a Car

Get advice on your next car purchase. Plus, find tips for making an informed selection.
Driving at Night

Check out our list of useful tips to help you stay safe while driving at night.
Best Car Insurance

We can help you understand what the best car insurance is to suit your unique needs.
Tips when buying a car

Helpful information to help navigate the process of buying a new car.