How do you find the best car insurance?

You, along with everyone else out there who owns a car, want to make sure you have the best car insurance possible. But what exactly does that mean? Is it the lowest priced car insurance? Not necessarily. You don’t want to overpay, but you also want to make sure you have the right amount of protection for you and your car. It can be difficult territory to navigate when there are so many different types of insurance, not to mention all the competing companies trying to win your business. It’s important to look at more than just the price tag when you’re looking around for the best car insurance.

The first step to finding the best car insurance

At TD Insurance, our aim is to ensure you have the right type of insurance to meet your unique needs. We have a variety of different coverages, so you have the selection you need, to make you feel confident out on the road. Through an online quote or speaking with an advisor, we will work with you to understand your needs and put together a policy that makes sense for you.

In addition to mandatory coverages such as Third Party Liability, Direct Compensation, Uninsured Automobile Coverage and Accident Benefits (depending on where you live), there are also optional insurance coverages such as All Perils, Collision and Comprehensive coverage. Below are a few additional coverage options and benefits we offer to ensure you have the best car insurance available to you:

Claims-Free Reward – We reward you for being claims-free on your car insurance. The longer you’re claims-free, the more you can save on your premium (up to a maximum, depending on what province you live in).

Accident Forgiveness – This type of coverage protects you from premium increases as a result of your first at-fault or partially at-fault accident. When your policy renews, your premium won’t be impacted based on that accident.

Decreasing Deductible – With this feature, you would see your Collision or All Perils deductible decrease by 10% every year that you are claims-free. It’s a reward for good driving.

Limited Waiver of Depreciation – This coverage allows you to receive the actual purchase price of your vehicle in the event your car is stolen or considered a total loss (valid for 36 months from original vehicle delivery).

Grand Touring Solution – Get uninterrupted driving coverage travelling in the US or Canada, with features such as Loss of Use coverage, Reimbursement of Emergency Road Services Expenses, Legal Liability for Damage to Non-owned Vehicles and more.

Additional perks with TD Insurance

Beyond your coverage, with TD Insurance you’re also getting:

  • Access to Auto Centres that provide a one-stop experience for claims advice, vehicle repairs and rentals
  • 24/7 Claims Support
  • Digital Pink Slips and other paperless documents
  • Ability to quote and buy online
  • TD MyInsurance, our secure online service that allows you to review your policy, make changes, submit a claim and also check the status of your claim
  • The TD Insurance mobile app that allows you to start and track your claims, get assistance immediately following an accident, manage your policies and more
  • Convenience and savings when you combine all your personal insurance needs with TD Insurance (for example home, car, ATV, motorcycle and snowmobile)

Understanding the best car insurance for you

Getting the best car insurance is about the right type of coverage suited to your unique needs, combined with the level of service provided to you. What’s best for you may not be best for your neighbour or your sister or your friend. It’s important to know and understand your car insurance so you get the best protection available. And we can help you do that. You can get a quote online or speak to one of our TD Insurance licensed advisors today.