Accident Forgiveness

Are you worried about the impact of an accident on your insurance? Our affordable coverage can protect you for your first at-fault or partially at-fault accident.

How does accident forgiveness work?

If you've been accident-free for the last 6 years (no at-fault or partially-at-fault accidents) we'll "forgive" you for your first accident. This means that when you renew your car insurance policy, your premium won't be impacted based on that accident.

Accident Forgiveness coverage still applies even if you decide to change your car – as long as you haven’t had any additional at-fault accidents. Friends and relatives driving your car are also covered.

If you’ve had your car insured with us for the last 6 years, we’ll confirm your driving record by looking at your history.

"Being in an accident is stressful enough. With this flexible coverage you can help maintain your driving record."

Who is eligible for Accident Forgiveness?

  • You must have a car insurance policy with us and satisfy its conditions.
  • You must be licensed and accident-free for the preceding 6 years.
  • Keep in mind that our coverage is for private passenger automobiles only.
  • If you change your vehicle, this won't have an impact on your eligibility.