If you've been accident-free for the last 6 years (no at-fault or partially-at-fault accidents) and you have Accident Forgiveness coverage on your car insurance policy, we'll "forgive" you for your first accident. This means that when your policy renews, your premium won't be impacted based on that accident.
Accident Forgiveness coverage still applies even if you decide to change your vehicle – as long as you haven’t had any additional at-fault accidents. Coverage applies on a per vehicle basis and can added to cars, motorhomes and motorcycles, subject to eligibility.
"Being in an accident is stressful enough. With this flexible coverage you can help maintain your driving record."