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Protect your home and belongings with coverage that suits your needs. Most insurance policies set specific limits, but we have a better way:
Only TD Insurance offers the Million Dollar Solution®, so you can enjoy the flexibility of one overall amount of coverage for your home, belongings and additional living expenses. This covers the replacement or repair of your home and belongings. It also covers your extra living expenses, so you can stay somewhere comfortable if you can’t stay in your home. Ready to get the coverage that’s right for you? Get a home insurance quote today.
All risks: Covers your home and belongings against all causes of loss—except those directly mentioned as exclusions in your policy.
Water damage coverage: Insurance coverage for a variety of interior water damage based scenarios including damage caused by the rupture of a heating, plumbing, sprinkler, or air conditioner system. Coverage also includes water damage caused by the escape of water from a domestic water container or appliance, like a dishwasher or a washing machine.
Extended water damage coverage††: Additional coverage to cover damages as result of exterior water backing up from sewers or septic tanks, below ground water seepage through walls, foundations and basement floors and overland water from any stream or body of freshwater that enters your home.
Rebuilding to code: Additional costs to repair or rebuild damaged portions of your home to code due to a covered claim.
Personal liability: You’re protected in case a visitor gets injured on your premises, or if you’ve accidentally damaged someone’s property and have to pay for the damages.
Additional living expenses: Includes additional costs for temporary accommodations so you can stay somewhere comfortable if you can't stay at home because of a covered claim.
Legal and home assistance††: When you bundle your home and car insurance with TD Insurance, you get access to free over-the-phone legal advice and referrals to our pre-qualified network of home contractors.
If you own a condo, having condo insurance can help protect you against unexpected expenses. Where home insurance covers your entire property, condo insurance focuses on what’s in your unit, like personal liability, loss or damage to your personal belongings, or improvements to the unit itself. It can also cover damage to common areas, like shared expenses for major repairs for eligible loss assessments. We offer coverage for temporary living expenses too, if you’re unable to live at home while repairs are being made as a result of a covered claim.
Our Global Amount Coverage offers condo insurance coverage that’s specifically designed to fill the gaps left by your condo corporation’s insurance policy. Learn more about our condo insurance coverage.
Home insurance isn’t just for homeowners. Tenant insurance, also known as renter's insurance, covers your belongings, including your furniture, electronics, and jewellery, when you're renting. You'll also receive additional coverage benefits such as personal liability, additional living expenses and much more.