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Green Wheel

Frequently Asked Questions

Hybrid definition

What is a hybrid vehicle?
A hybrid vehicle combines a rechargeable battery or energy storage system and a fuel-based power source. These vehicles use less fuel than standard cars and produce fewer emissions.

Electric definition

What is an electric vehicle?
An electric vehicle means an automobile whose motor runs only on electricity, which is stored in a rechargeable battery or other storage device. It is different from a hybrid vehicle which uses both electricity and fuel. Electric vehicles do not create any emissions but they do increase the demand for electricity production.

Greenhouse emissions

Is there any real evidence that a hybrid and electric vehicle can reduce greenhouse gas emissions?
Yes. Hybrid and electric vehicles generally use less fuel and therefore reduce greenhouse gas emissions.

Hybrid car sizes

I need a larger car. Aren’t hybrid cars usually compact?
Hybrids now come in compact, mid-size and full-size passenger cars.

Hybrid savings

Hybrid and electric cars are expensive, so how do I save in the end?
Although hybrid and electric cars cost more upfront, you may save on fuel costs in the long-term. The real incentive to buying such vehicles is the desire to help reduce emissions.

Green Wheel discount

How does the Green Wheel discount work?
If you own a hybrid or electric vehicle recognized by the Insurance Bureau of Canada (IBC), you get a discount on your insurance premium.

Hybrid or electric vehicle identification

How do you identify a hybrid or electric vehicle?
Hybrid and electric vehicles are identified by a code assigned by the Insurance Bureau of Canada (IBC).

Green Wheel renewal

Does my Green Wheel discount automatically renew each year?
As long as you still have the hybrid or electric vehicle, your discount is applied automatically when you renew. You don’t have to do anything.

Green Wheel second vehicle

I currently have a Green Wheel discount on one vehicle. If I had a second hybrid or electric vehicle, would I get a discount on that one too?
Yes, this is a per vehicle discount.

Green Wheel combined discounts

Can I combine the Green Wheel discount with another offer and save even more?
Yes. You can combine the Green Wheel discount with other offers.


Is the Green Wheel discount offered all across Canada?
It's offered across Canada, except British Columbia, Manitoba and Saskatchewan.

Limitations and exclusions

Are there other limitations or exclusions regarding the Green Wheel discount that I should know about?
Nothing other than what is mentioned under coverage details and eligibility.

In case of discrepancy between the information provided on this website and your insurance policy, your insurance policy prevails. Remember, the exclusions and limitations specified in your policy apply in all circumstances.

The information and examples provided in this section are intended as general information only. This does not constitute legal or insurance advice, nor does it pertain to determination of fault. In all cases, you should speak to an insurance advisor before acting. Your insurance policy contains limitations and restrictions which vary by province and may affect your coverage and/or determine whether or not benefits will be payable.