Car Insurance in the Yukon
With captivating wildlife and untouched landscapes, driving in Yukon presents azure lakes, boreal forests, and true wilderness that seems to go on forever. While you drive out as far as you'd like into the never-ending scenery, have auto insurance coverage that fits your needs.
In Yukon, Mandatory Car Insurance Coverages Include
In Yukon, types of auto insurance coverage you need to have by law are Liability Coverage and Accident Benefits Coverage. Uninsured Motorist Coverage is included within Accident Benefits.
If you injure someone or damage property, payments are made on your behalf.
Accident Benefits Coverage
Regardless of who is at fault, medical and other expenses you are entitled to receive are covered.
Enhanced and Special Coverage for Yukon
Choose one of these options for beyond-the-minimum protection for your car.
Protects your vehicle from specified perils such as losses caused by fire, floods, hail or theft.
All other insured damage caused to your vehicle (except collision or upset).
Collision or Upset
Damage to your vehicle caused by a traffic collision with another vehicle or object.
The broadest level of coverage — combines Collision or Upset and Comprehensive coverage along with increased theft protection.
How Much Does Car Insurance Cost in Yukon?
Well, that depends on a few things. We look at several key factors when calculating your auto insurance premium (and so do other insurance companies):
- Your car make, model, and year are taken into consideration when quoting you a price. The kind of car you have determines its value, safety features, and how much it would cost to repair damages.
- How you drive your car in addition to the number of kilometers you drive every year, including daily commute and business use.
- Your driving record, which includes things like the number of years you've all been licensed for, speeding tickets, and accidents.
- The area in which you live affects premiums – whether it's Whitehorse, Dawson City, or elsewhere.
- The coverage and add-ons you choose might cost more but can provide you with additional benefits that could save you money in the event of an accident.
- We offer ways to save with preferred rates for professionals and alumni being one of the ways. Refer to the section below to find all the ways you can save on your insurance.
How Do I Save On Car Insurance in Yukon?
File a Claim Right from Your Phone!
Let us be there for you when you need it most. With the TD Insurance Mobile App, you'll receive step-by-step guidance through the claims process, be able to take photographs, and track the status of your claim.
How Does Car Insurance Work in Yukon?
Once you've decided on the right kind of auto insurance coverage and deductible amounts with your insurance provider, you will pay for an insurance premium. This will provide you financial protection against physical damage or bodily injury that can happen from traffic collisions. It can also cover liability costs if you ever injure someone else or their property in a car accident. With enhanced and special coverage options, you can explore ways to add extra protection also.
Car Insurance Eligibility and Restrictions
To be eligible for auto insurance, you (and all drivers you wish to include in the policy) must have a valid driver's license. Insurance companies will look at your prior driving record to determine eligibility and rates. Other eligibility restrictions may arise from past convictions. This too will vary depending on when your last conviction occurred and the nature of the conviction.
Other insurance conditions may arise depending on the type of vehicle, its use, and any customizations or modifications made to the vehicle. For example, if you've altered your vehicle to enhance its performance or appearance, most insurance companies would need to assess the vehicle to determine if they could insure it. If you plan on modifying your vehicle, call us first! We will let you know if the changes you plan on making could have an impact on your policy and your premiums.