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Car Insurance Toronto
Learn more about the Ontario Auto Insurance Reform changes
Learn more about Car Insurance
How to Get a Car Insurance Quote in Toronto
Driving in Toronto may mean that you are headed down Lakeshore, past cyclists and runners on a hot summer day. It may also mean sitting in traffic on the Gardiner Expressway, gazing at the skyline in the distance. When driving your car, feel confident your coverage fits your needs.
As a Torontonian, you will automatically qualify for a 5% discount on eligible coverage* if you complete a car insurance quote using our online quoter right now. The personalized quote will also be emailed to you so you can refer to it at any time. If you want to save up to an additional 25% on your premium, download and use the TD MyAdvantage app!
Keep in mind that premiums may be higher in Toronto and other major urban centres, such as Calgary and Edmonton. Additionally, the minimum car insurance coverage required is determined by the Government of Ontario and may vary in comparison to Alberta, Quebec, New Brunswick, Newfoundland/Labrador, Nova Scotia, and Prince Edward Island.
However, the online quoter will show you some ways you can save. Take advantage of preferred rates for alumni and professionals by selecting up to three eligible groups!
Looking for the right car insurance?
You’ve come to the right place. Get an online quote and we’ll calculate the best car insurance rate with flexible coverage to fit your needs.
Get a car insurance quote today
You could save up to 25% on your car insurance premium with TD MyAdvantage
Introducing TD MyAdvantage, a usage-based insurance savings program that is 100% voluntary and free. The safer you drive, the more you could save!
*Discount will be applied to each of Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and the Family Protection endorsement. For all policies that receive this Digital Discount, the 5% discount will continue to be applicable upon their renewal. Applicable in Ontario.
**Your auto insurance premium may increase for reasons unrelated to the collision.
1This coverage is available June 10, 2021. In the event of a total loss, we will pay the lowest of the following amounts:
• The actual purchase price of the vehicle and its equipment;
• The manufacturer's suggested listed price of the vehicle and its equipment on the original date of purchase; or
• The cost of replacing the vehicle that is a total loss with a new vehicle with similar specifications or equipment and accessories (criterion applicable in Ontario and Quebec only)