Feel confident your coverage fits your needs.

Get a quote online and save 5% on eligible coverage*

Car Insurance Toronto

Learn more about the Ontario Auto Insurance Reform changes
Learn more about Car Insurance

How to Get a Car Insurance Quote in Toronto

Driving in Toronto may mean that you are headed down Lakeshore, past cyclists and runners on a hot summer day. It may also mean sitting in traffic on the Gardiner Expressway, gazing at the skyline in the distance. When driving your car, feel confident your coverage fits your needs.

As a Torontonian, you will automatically qualify for a 5% discount on eligible coverage* if you complete a car insurance quote using our online quoter right now. The personalized quote will also be emailed to you so you can refer to it at any time. If you want to save up to an additional 25% on your premium, download and use the TD MyAdvantage app!

Keep in mind that premiums may be higher in Toronto and other major urban centres, such as Calgary and Edmonton. Additionally, the minimum car insurance coverage required is determined by the Government of Ontario and may vary in comparison to Alberta, Quebec, New Brunswick, Newfoundland/Labrador, Nova Scotia, and Prince Edward Island.

However, the online quoter will show you some ways you can save. Take advantage of preferred rates for alumni and professionals by selecting up to three eligible groups!

Looking for the right car insurance?

You’ve come to the right place. Get an online quote and we’ll calculate the best car insurance rate with flexible coverage to fit your needs.

Get a car insurance quote today

We can calculate your online car insurance quote in just a few minutes. It’s fast, convenient and easy to complete.

Make sense of your Car Insurance needs and options

TD Right Fit Coverage Assessment

Find the car insurance coverage that best fits your needs.


You could save up to 25% on your car insurance premium with TD MyAdvantage

Introducing TD MyAdvantage, a usage-based insurance savings program that is 100% voluntary and free. The safer you drive, the more you could save!

Ways you can save

Bundle car and home insurance.

Drive a hybrid or electric vehicle.

Insure two or more vehicles.

Have an approved anti-theft system installed.

Why choose TD Insurance

Block123 Mobile
TD Right Fit Coverage Assessment
Find the auto coverage which best fits your needs
Preferred Rates for Groups
Alumni, Employer groups and members of professional associations could save with preferred rates
Easy Ways to Claim
With the TD Insurance app you can file a car claim and get step-by-step support