Car Insurance Calgary
Car Coverage
Mandatory Car Insurance Coverage
Between daily traffic on the Deerfoot Trail and often frozen road conditions, Calgary driving can be a challenge. Here is the mandatory minimum coverage you need:
- Liability Coverage: If you injure someone or damage property, payments are made on your behalf.
- Accident Benefits Coverage: Regardless of who is at fault, medical and other expenses you are entitled to receive are covered.
Enhanced Coverage
Choose one of these options for beyond-the-minimum protection for your car.
- Specified Perils: Protects your vehicle from specified perils such as losses caused by fire, floods, hail or theft.
- Comprehensive: All other insured damage caused to your vehicle (except collision or upset).
- Collision or Upset: Damage to your vehicle caused by a traffic collision with another vehicle or object.
- All Perils: The broadest level of coverage — combines Collision or Upset and Comprehensive coverage along with increased theft protection.
Special coverage add-ons
We’ve even got you covered for more circumstances.
Accident Forgiveness
With Accident Forgiveness, your car insurance rates won’t go up with your first at-fault or partially-at-fault accident.**
Uninterrupted Driving Coverage
With Grand Touring, you’re covered for rental car insurance, a temporary rental car, and even towing within Canada and the U.S.
Replacement value for total loss
With Replacement Cost, get the replacement value of your car if it is lost due to theft or extreme damage.
Learn more about
How to Get a Car Insurance Quote in Calgary
Drivers in the cosmopolitan city of Calgary can get a view of the Calgary tower amongst the city's skyscrapers, as they cruise around its urban streets. The Peace Bridge can also be seen extending into the landscape, right over the Bow River. When driving your car, feel confident your coverage fits your needs.
We have a fast and efficient online quoter for residents in Calgary, which makes it easy to receive a personalized car insurance quote right now. To get started, you will need your driver's license handy and some basic information about your vehicle. You will also need to provide some specifics about your driving history and add all relevant drivers. Once completed, the quote will be emailed to you so you can refer to it at any time.
Keep in mind that premiums may be higher in Calgary and other major urban centres, such as Toronto and Edmonton. Additionally, the minimum car insurance coverage required is determined by the Government of Ontario and may vary in comparison to Ontario, New Brunswick, Newfoundland/Labrador, Nova Scotia, and Prince Edward Island.
However, the online quoter will show you some ways you can save. Take advantage of preferred rates for alumni and professionals by selecting up to three eligible groups!
Make sense of your Car Insurance needs and options
Ways you can save
Bundle car and home insurance.
Drive a hybrid or electric vehicle.
Insure two or more vehicles.
Have an approved anti-theft system installed.
Why choose TD Insurance
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- TD Right Fit Coverage Assessment
- Find the auto coverage which best fits your needs
- Preferred Rates for Groups
- Alumni, Employer groups and members of professional associations could save with preferred rates
- Easy Ways to Claim
- With the TD Insurance app you can file a car claim and get step-by-step support
