Get help with your home insurance

Choose from self-serve options to make managing your policy easier.

Manage your home insurance online or in our mobile app

  • Download policy documents

    Instantly download your home insurance policy documents.

  • Update your billing

    Update your billing details and home insurance payment plan.

  • Review and make changes to your policy

    View your home insurance policy details and make changes to your coverage.

  • Make a claim

    Start a home insurance claim anytime, anywhere in our mobile app or by calling us.

Frequently asked questions

Home insurance protects your home and personal belongings. It covers expenses that occur when something unexpected or accidental happens to your home and/or your belongings. That means you'll receive financial protection against losses due to theft, fire, wind damage and much more.

Tenant insurance provides coverage for your belongings in a rented property against common risks such as theft or fire. If your home becomes unlivable due to a covered loss, tenant insurance also covers additional living expenses until you can move back in or find another place to rent.

Both home and tenant insurance provide financial protection if you accidentally cause bodily injury to a third party or a third party's property.


Your TD Insurance home insurance coverage includes protection against sudden and accidental water damage caused by (but not limited to):

  • Heating system rupture
  • Plumbing system rupture
  • Sprinkling system rupture
  • Air conditioning system rupture
  • Escape of water from a waterbed, aquarium or appliances
  • Escape of water from a public watermain carrying drinking water

We also provide additional, optional extended water damage coverage, above ground water coverage and ice damming and roof drain back-up coverage.


There are different factors involved in calculating the cost of home insurance in Canada.

Are you in a condo or a house? Do you rent, or do you own? Costs can vary from province to province and there are various types of coverage available. Things like location, how new or old the building is, and what materials it was constructed from are also taken into consideration.

Getting a personal quote based on these factors is an accurate way to find out what home insurance will cost for you.


TD Insurance does have a multi-line discount available if you insure both your home and auto with us. This discount is applied automatically when you carry both products with TD Insurance.

More ways to save with TD Insurance

  • Insure 2 or more vehicles, or 2 or more homes for added savings.
  • Take advantage of preferred rates for select alumni or professional associations, and employer groups.

Online and Mobile options with TD Insurance
Manage your insurance online with MyInsurance. With numerous self-serve features, you can view your home and auto policy details, download proof of car insurance (also known as your 'pink card'), manage your payment or contact information and much more.

Get fast, easy and secure access today.


  • MyInsurance online tutorials

    Our Digital Academy offers tutorials on how to use MyInsurance online or in our mobile app to get a quote, purchase coverage, manage your policy and more.

  • Learning Centre

    Our Learning Centre features advice to help you get the most out of your coverage, better understand your benefits and become more knowledgeable about home ownership.

Didn't find what you're looking for? Call us.

  • Speak with a licensed TD Insurance Advisor

    Monday – Friday from 8 a.m. to 8 p.m.
    Saturday from 9 a.m. to 4 p.m.

  • University students, alumni & professionals

    Monday – Friday from 8 a.m. to 8 p.m.
    Saturday from 9 a.m. to 4 p.m.

  • Begin a home insurance claim

    24 hours-a-day, 7 days-a-week