Motorcycle insurance in Canada varies from province to province, just like car insurance. That means depending on where you live, you’ll need to check out what is legally required. The following list is what would typically be included with mandatory coverage:
Third-Party Liability – protection if you are responsible for bodily injury or property damage to others
Direct Compensation: provides coverage for motorcycle damage to the extent at which you're not at fault in a collision.
Accident Benefits – provides medical treatment or income replacement if you are injured, regardless of fault
Uninsured Coverage – protection in the event of death/injury cause by uninsured motorist2
Also similar to car insurance, there are optional coverages like Collision and Comprehensive, as well as a variety of endorsements that can be added on to further enhance coverage, like our Accident Forgiveness or Limited Waiver of Depreciation.