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Switch to TD Insurance and Start Saving
We asked our customers how much they saved when they switched to TD Insurance. Their answer? An average savings amount of $685.1
That's because we offer so many ways to save including discounts for monitored fire alarms, multiple vehicles, bundling home and car, and more.
Car and Home Insurance Savings Highlights
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Start your quote online
Begin your quote by answering a few questions.
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Customize your coverage
Once you've completed your quote online, we will provide you with recommended coverage options.
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Set up, review, and buy
Once you are satisfied with your coverage, select your payment method, and complete the process.
Get a home insurance quote and complete your purchase online to get 10% off in your first policy term2
Maximize your savings potential
Search for your Alumni or Professional association to see if you’re eligible for preferred rates.
More benefits of TD Insurance
Here’s why you can have confidence in TD Insurance:
1 National – Home and Car – Dollar
Nationally, the 802 new TD Insurance customers who were surveyed between June 14, 2025 – May 21, 2026, who reported their annual residential (home or condominium or tenant) and car insurance premiums paid to their previous insurance provider and who reported their annual residential and car insurance premiums payable to TD Insurance upon switching both their residential and car insurance policies, reported an average annual premium savings of approximately $685. The survey sample consisted of new customers who switched both their residential and car insurance policies to TD Insurance between June 14, 2025 – May 21, 2026. It was conducted with a 95% confidence interval and produced a 5% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching both residential and car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers. Please visit https://www.tdinsurance.com/save for more details.
2 Conditions apply. Subject to eligibility rules.
The ability to purchase insurance online is currently not available in all provinces.
Note: You may not always be given the option to buy online. This may occur, for example, if information provided requires additional verification or if your purchase must be completed with an advisor based on your specific insurance needs. If you are unable to buy online, we encourage you to call and speak to one of our licensed advisors or let us call you!
Offers may be changed, withdrawn or extended at any time without notice.
• 10% Home Insurance Savings (not available in Quebec)
A 10% Buy Online Discount in the first policy term will be available to customers for completing the home, condo or tenant Insurance purchase online. The Buy Online Discount is applicable to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Oil Overflow or Escape.
• 5% Savings on Home Insurance (Quebec)
A Buy Online Discount of 5% in the first policy term will be available to customers for completing the Home, Condo or Tenant insurance purchase online. The Buy Online Discount is applicable to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Oil Overflow or Escape.
• 5% Auto Insurance Savings (Ontario)
A 5% Digital Discount is applied for completing the auto insurance purchase online. The Digital Discount will continue to be applicable upon policy renewal. The Digital Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation - Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and OPCF 44.
• 10% Savings on Car Insurance (Quebec)
A Buy Online Discount of 10% in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Civil Liability, Damage to Insured Vehicles (All Perils, Collision or Upset, Comprehensive and Specified Perils).
• 5% Savings on Car Insurance (Northwest Territories, Nunavut, Yukon, Prince Edward Island, Nova Scotia and Newfoundland and Labrador)
A 5% Buy Online Discount in your first term is applied for completing the auto insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Third Party Liability, Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Family Protection Endorsement/Coverage as applicable.
3 As of April 24, 2026, our customers (with insurance policies underwritten by either Security National Insurance Company, Primmum Insurance Company, TD General Insurance Company and TD Home And Auto Insurance Company) who insure their car with us and who meet the claims-free savings criteria applicable to their province or region with regard to the number of years spent claims-free, save an average of:
40% in Ontario
20% in Quebec
25% in Alberta, Nunavut, Northwest Territories, and Yukon
35% in the Atlantic Provinces
35% National
When compared to the premium they would have paid if, within the previous 12 months, they made a claim that would have negatively affected their premium. These claims vary by province and product. Savings are not guaranteed and vary based on the customer's profile, province/region and product.
National – Car – Dollar
4 Nationally, the 1137 new TD Insurance customers who were surveyed between June 14, 2025 – May 21, 2026, who reported their annual car insurance premiums paid to their previous insurance provider and who reported their annual residential and car insurance premiums payable to TD Insurance upon switching both their residential and car insurance policies, reported an average annual premium savings of approximately $500. The survey sample consisted of new customers who switched both their residential and car insurance policies to TD Insurance between June 14, 2025 – May 21, 2026. It was conducted with a 95% confidence interval and produced a 5% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching both residential and car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers. Please visit https://www.tdinsurance.com/save for more details.
National – Home – Dollar
‡‡ Nationally, the 530 new TD Insurance customers who were surveyed between June 14, 2025 – May 21, 2026, who reported their annual residential (home or condominium or tenant) insurance premiums paid to their previous insurance provider and who reported their annual residential and car insurance premiums payable to TD Insurance upon switching both their residential and car insurance policies, reported an average annual premium savings of approximately $335. The survey sample consisted of new customers who switched both their residential and car insurance policies to TD Insurance between June 14, 2025 – May 21, 2026. It was conducted with a 95% confidence interval and produced a 9% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching both residential and car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers. Please visit https://www.tdinsurance.com/save for more details.
Mailing address:
TD Insurance (Corporate Secretariat)
50, Place Crémazie
12th Floor
Montreal (Quebec) H2P 1B6
