The information and examples provided in this section are intended as general information only. This does not constitute legal or insurance advice, nor does it pertain to determination of fault. In all cases, you should speak to an insurance advisor before acting. Your insurance policy contains limitations and restrictions which vary by province and may affect your coverage and/or determine whether or not benefits will be payable.
Please note that your policy may be nullified (voided) and your claim payment denied in the event that you misrepresent or omit to disclose any facts and relevant matters known to you which are likely to influence an insurer in the setting of the premium, the appraisal of the risk, or the decision to cover the risk. The same consequences may arise if you do not promptly notify the insurer of any changes that increase the risk specified in the policy and result from events within your control that are likely to influence the insurer in setting the premium, or deciding to continue to insure the risk.
Examples: Failure to disclose that the vehicle has been altered or modified.