You’re ready to get the coverage you need

You’re ready to get the coverage you need

We’ve made applying for Life Insurance easy

TD Term Life Insurance lets you tailor your coverage to meet your unique needs. Applicants 54 and under could receive instant approval for up to $500,000 of coverage without a medical exam. Applicants 55 and over, and anyone who needs more than $500,000 in coverage, can still complete the simple application online or on the phone with one of our advisors. Learn More.

You could get instant online approval

With our simple online application, applicants 54 and under could be instantly approved for coverage for 10 years, 20 years, or for life.

Up to $500,000 in instant coverage1

You could get instant coverage up to $500,000. Don’t worry if you need more, the application process is still easy, and the first $500,000 can still be instantly approved. Find out more.

A medical exam may not be required

No medical exam is required for applicants 54 and under who receive instant approval for coverage up to $500,000.

TD Term Life Insurance

Find the Term Life Insurance that’s right for you

10-Year Term Life

A 10-year term is often best suited for people who have shorter-term financial responsibilities. Ultimately, your goal is to help provide your family with financial protection.

Term-10 could be right for you if:

  • You have a student or car loan.
  • Your mortgage is in its final 10 years.
  • Your kids are moving out soon.
  • Retirement is on the horizon.

Get a Quote & Apply

20-Year Term Life

People who choose a 20-year term often do so because they have a good idea what the next 20 years look like, and what sort of debts they’ll have.

Term-20 could be right for you if:

  • You just got married and are planning your future.
  • Buying a new house in the next couple years is a definite possibility.
  • You recently bought a house.
  • You have younger children or you're growing your family.

Get a Quote & Apply


Quite often, people choose a Term-100 because they want lifetime coverage at a cost that doesn’t change.

Term-100 could be right for you if:

  • You want lifetime coverage to help protect your family's financial future.
  • You want to lock in your cost.
  • You want to make sure your final expenses are taken care of.

Get a Quote & Apply

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Know your options

  • Are you aged 55 or over?
    No problem! Approximately 70% of applicants 55 and over get approved for the coverage they applied for. Start by simply applying online and our team will contact you with next steps.2

  • Do you need more than $500,000 of coverage?
    Good news! Approximately 99% of applicants 54 and under who get instantly approved for up to $500,000 but require additional coverage, go on to get the full coverage they need. Start by simply applying online and our team will contact you with next steps.2

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