The prospect of suffering from a stroke, heart attack or life-threatening cancer is a reality for some Canadians, and we offer premiums with this in mind. Your premiums are fixed for 10 years, regardless of changes to your age and health, so you can feel comfortable knowing what you pay won’t be subject to unexpected changes.
We also understand the importance of being able to step away if you choose to. You have 30 days from your effective date of coverage, noted in your insurance policy, to review the benefits provided and decide whether or not the coverage meets your needs. If you decide to cancel your coverage during this period, please call TD Life Insurance at 1-888-788-0839, and your insurance policy will be cancelled as of the effective date. If you decide to cancel later, call us at 1-888-788-0839 and, provided no claims have been made, any unearned premiums you may have paid will be refunded.
NOTE: Only the policy owner can request to cancel coverage for an insured person.
Looking to add Critical Illness Insurance to your coverage? Call us today to learn more and enroll: 1-888-788-0839. If you have any questions about the TD Critical Illness Recovery Plan, please call to speak to an advisor, toll-free, at 1-888-788-0839, Monday to Friday from 8 a.m. to 10 p.m. EST and Saturday, 10 a.m. to 6 p.m. EST.
TD Critical Illness Recovery Insurance is underwritten by TD Life Insurance Company. For defined terms, limitations and exclusions, refer to the Sample Insurance Policy.
1Statistics Canada. Table 13-10-0394-01 Leading causes of death, total population, by age group.