Feel comfortable with the coverage you choose. We offer policy options that allow you to choose from cash benefits between $500 and $1,500 per month, and premiums starting at $15 per month plus applicable taxes. Plus, TD Canada Trust will even pay for your first month’s premium.
If you decide that having Accident Disability Insurance isn’t for you, we have a 30-day grace period from the date you enroll to review the benefits provided and decide whether or not the coverage meets your needs. If you decide to cancel later, we will refund any premiums we may owe you, provided no claims have been made.
Our Accident Disability Insurance is available to TD customers. To be eligible, you need to be a Canadian resident1, between the ages of 18 and 60 and work a minimum of 30 hours per week. This coverage does not exclude self-employed TD customers either. If you’re self-employed and meet the eligibility requirements, you can apply for this coverage.
Remember, no medical exam or evidence of good health is required to be eligible. However, a pre-existing condition exclusion does apply. You can receive this insurance with no need for extensive medical examinations.
Interested in Accident Disability Insurance? Learn more and enroll by clicking the link below.
If you have any questions about Accident Disability Insurance, please call to speak to an advisor, toll-free, at 1-888-788-0839, Monday to Friday from 8 a.m. to 10 p.m. EST and Saturday, 10 a.m. to 6 p.m. EST.
TD Accident Disability Insurance is underwritten by TD Life Insurance Company. For defined terms, limitations and exclusions, refer to the applicable Insurance Certificate.
1Residents in Quebec are not eligible.