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TD Insurance is trusted by over 750 professional, alumni and employer groups
As a member of an eligible college or university alumni, employer or professional association, you or your spouse could get preferred rates with the TD Insurance Meloche Monnex Program, and discounts with the TD Life and Health Insurance Affinity Program and TD Insurance for Business.
- 75 years leading the way with Group Insurance savings
- Relationships with over 100 Major Canadian Universities and Colleges
- Leading direct to consumer insurance group in Canada
- Convenient online search tools to help you find your Group
- Members deal directly with our Advisors ensuring claims are private
- Preferred group rates available for home and auto insurance
Explore insurance coverage in Ontario
We offer preferred rates and discounts to over 750 groups, including alumni, professional associations and employer groups that could make you eligible for a preferred rate or premium discount.
Preferred rates on Car, Home, Condominium, Tenant, Travel,1 Motorcycle and RV insurance for eligible members of professional associations, alumni and members of employer groups are available through the TD Insurance Meloche Monnex Program.2
A discount on Term Life Insurance is also available for eligible members of professional associations, alumni and members of employer groups through the TD Life and Health Insurance Affinity program.3
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Whether you finance, own or lease your car, get the insurance coverage that meets your needs.
Whether you finance, own or lease your car, get the insurance coverage that meets your needs.
We have policies to help protect you when you’re parked or out on your adventures.
Call us for a quote at 1-866-361-2311
We have policies to help protect you when you’re parked or out on your adventures.
Call us for a quote at 1-866-361-2311
Coverage to repair or replace belongings, and to help protect yourself in case you accidentally injure someone or damage their property.
Coverage to repair or replace belongings, and to help protect yourself in case you accidentally injure someone or damage their property.
Financial support for loved ones that can help pay for final expenses such as funeral costs and outstanding debts.
Financial support for loved ones that can help pay for final expenses such as funeral costs and outstanding debts.
Get emergency travel medical coverage for a single trip outside your province or territory of residence.
Get emergency travel medical coverage for a single trip outside your province or territory of residence.
Cost-effective emergency travel medical coverage for unlimited trips (up to your chosen maximum trip duration) for one year when compared to purchasing a single trip plan every time.
Cost-effective emergency travel medical coverage for unlimited trips (up to your chosen maximum trip duration) for one year when compared to purchasing a single trip plan every time.
Emergency travel medical coverage, trip cancellation and interruption and more for multiple trips up to the maximum trip duration selected within one year.
Emergency travel medical coverage, trip cancellation and interruption and more for multiple trips up to the maximum trip duration selected within one year.
Help protect your travel investment with coverage for eligible non-medical expenses if your trip is cancelled or interrupted due to a covered event.
Get a quote
Help protect your travel investment with coverage for eligible non-medical expenses if your trip is cancelled or interrupted due to a covered event.
Get a quote
Help reduce financial strain and help pay for costs while you recover from a covered critical accident.
Help reduce financial strain and help pay for costs while you recover from a covered critical accident.
A serious illness could set you back, this plan can provide a tax-free lump sum payment to help with financial support while you recover from a covered critical illness.
Call 1-888-788-0839 to apply
A serious illness could set you back, this plan can provide a tax-free lump sum payment to help with financial support while you recover from a covered critical illness.
Call 1-888-788-0839 to apply
Help support your family financially with a lump sum payment if you pass away due to a covered accident.
Help support your family financially with a lump sum payment if you pass away due to a covered accident.
This plan provides monthly benefits to help replace your lost income if you were to become disabled as a result of a covered accident and are unable to work.
This plan provides monthly benefits to help replace your lost income if you were to become disabled as a result of a covered accident and are unable to work.
Choose from Green Shield Canada4 plans that help to cover routine as well as unexpected health-related expenses.
Call 1-888-788-0839 to apply
Choose from Green Shield Canada4 plans that help to cover routine as well as unexpected health-related expenses.
Call 1-888-788-0839 to apply
From the building itself to the contents inside, we have the right coverage to help protect your business.
From the building itself to the contents inside, we have the right coverage to help protect your business.
Flexible coverage options for incidents where you may be found liable, such as a customer slipping and falling on your premises.
Flexible coverage options for incidents where you may be found liable, such as a customer slipping and falling on your premises.
Safeguard the vehicle(s) you use to help run your business, including coverage for passengers in case of an accident.
Safeguard the vehicle(s) you use to help run your business, including coverage for passengers in case of an accident.
We offer preferred rates and discounts to over 750 groups, including alumni, professional associations and employer groups that could make you eligible for a preferred rate or premium discount.
Preferred rates on Car, Home, Condominium, Tenant, Travel,2 Motorcycle and RV insurance for eligible members of professional associations, alumni and members of employer groups are available through the TD Insurance Meloche Monnex Program.3
A discount on Term Life Insurance is also available for eligible members of professional associations, alumni and members of employer groups through the TD Life and Health Insurance Affinity program.4
Why choose TD Insurance
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Committed to helping you save
Over 30 ways to save on home and car insurance. -
TD Insurance Auto Centre
A convenient, one-stop solution with on-site claims advisors, repairs, and rentals. Complete your claims process with less stress, and get back to what matters to you. -
Canada's top rated Home and Auto Insurance app
With over 100,000 Android downloads, our app is rated 4.7/5 5 based on 11.2K Google Play reviews and 4.8/5 6 based on 25.7K ratings on the App Store®. -
Savings for alumni and professionals
We have over 750 groups, including alumni, professional associations and employer groups that may qualify you for savings through our group programs.
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Lifetime auto repair warranty
Get a lifetime warranty on auto repairs for as long as you own your car and are insured with TD Insurance. -
Term life insurance with instant approval available
You could be instantly approved for up to $1,000,000 if you are under 50, up to $500,000 if you are under 60, or up to $249,999 if you are under 70 years old.7 -
24/7 Travel insurance emergency assistance worldwide
Our staff is available 24/7 to help with medical emergencies or unexpected changes to travel plans. -
Claims free reward
You could save an average of 25% on your home insurance premium when you're claims free.8
We're always available to help with your insurance needs
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TD Insurance App
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MyInsurance
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Advice Centre
Canada's top rated Home and Auto Insurance app
4.8/5
25.7K ratings on the App Store® 6
4.7/5
11.2K reviews on Google Play® 5
100K +
app downloads
Home and auto services at your fingertips
Rated one of the top Home and Auto Insurance apps in Canada
Billing and payments
View and manage your policies
Download your pink card
Start and track a claim
Convenient online services for home and auto
- Features that save you time on the phone
- Access documents and make payments
- Change vehicles, drivers, coverage and more
Hundreds of articles, videos and tips
With hundreds of helpful articles, videos, quick tips and step-by-step tutorials, find information about car, home, life, travel, accident, health, business and other types of insurance.
We're always available to help with your insurance needs
Canada's top rated Home and Auto Insurance app
4.8/5
24.7K ratings on the App Store® 6
4.7/5
10.6K reviews on Google Play® 5
100K +
app downloads
Home and auto services at your fingertips
Rated one of the top Home and Auto Insurance apps in Canada
Billing and payments
View and manage your policies
Download your pink card
Start and track a claim
Convenient online services for home and auto
- Features that save you time on the phone
- Access documents and make payments
- Change vehicles, drivers, coverage and more
Hundreds of articles, videos and tips
With hundreds of helpful articles, videos, quick tips and step-by-step tutorials, find information about car, home, life, travel, accident, health, business and other types of insurance.
The TD Critical Accident Recovery Plan, TD Accidental Death Insurance Plan and TD Accident Disability Insurance Plan are group insurance plans designed exclusively for customers of The Toronto-Dominion Bank. The TD Critical Illness Recovery Plan is an individual insurance plan. TD Term Life Insurance and TD Guaranteed Acceptance Life Insurance are individual life insurance plans. All plans are underwritten by TD Life Insurance Company and distributed by TD Assurance Agency Inc. See each plan's Insurance Certificate or Policy for complete terms and conditions, including eligibility requirements, benefits, features, limitations and exclusions.
TD Insurance Multi-Trip All-Inclusive Plan, TD Insurance Single-Trip Medical Plan, TD Insurance Multi-Trip Medical Plan and TD Insurance Trip Cancellation & Interruption Plan are individual insurance plans administered by Global Excel Management Inc. and its subsidiary, CanAm Insurance Services (2018) Ltd. TD Insurance Multi-Trip All-Inclusive Plan and TD Insurance Trip Cancellation & Interruption Plan are underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes). TD Insurance Single-Trip Medical Plan and TD Insurance Multi-Trip Medical Plan are underwritten by TD Life Insurance Company. Coverages and benefits are subject to eligibility requirements, limitations, and exclusions, including pre-existing medical condition exclusions. Please refer to the policy for full details.
TD Insurance personal lines residential and automobile insurance policies are underwritten by TD General Insurance Company in Ontario and Primmum Insurance Company in the rest of Canada. They are distributed by TD Insurance Direct Agency Inc.
The TD Insurance Meloche Monnex home and auto insurance program for professionals and alumni is underwritten by Security National Insurance Company and distributed by Meloche Monnex Insurance and Financial Services Inc. in Québec, and TD Insurance Direct Agency Inc. in the rest of Canada.
The TD Insurance Meloche Monnex home and auto insurance program for members of employer groups is underwritten by Primmum Insurance Company. It is distributed by Meloche Monnex Insurance and Financial Services Inc., Damage Insurance Agency in Québec, and by TD Insurance Direct Agency Inc. in the rest of Canada.
TD Insurance business insurance policies are underwritten by Security National Insurance Company. They are distributed by Security National Insurance Company in Quebec, and TD Insurance Direct Agency Inc. in the rest of Canada.
1 TD Insurance Travel Insurance plans (TD Insurance Multi-Trip All-Inclusive Plan, TD Insurance Single-Trip Medical Plan, TD Insurance Multi-Trip Medical Plan and TD Insurance Trip Cancellation & Interruption Plan) are individual insurance plans administered by Global Excel Management Inc. and its subsidiary, CanAm Insurance Services (2018) Ltd. TD Insurance Multi-Trip All-Inclusive Plan and TD Insurance Trip Cancellation & Interruption Plan are underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes). TD Insurance Single-Trip Medical Plan and TD Insurance Multi-Trip Medical Plan are underwritten by TD Life Insurance Company.
Coverages and benefits are subject to eligibility conditions, limitations, and exclusions, including pre-existing medical condition exclusions. Please refer to the policy for full details.
2 "TD Insurance Meloche Monnex" refers to the home and auto insurance program for Professionals and Alumni underwritten by Security National Insurance Company and distributed by Meloche Monnex Insurance and Financial Services Inc. in Québec, and TD Insurance Direct Agency Inc. in the rest of Canada. The home and auto insurance program for Employer Groups underwritten by Primmum Insurance Company and distributed by Meloche Monnex Insurance and Financial Services Inc. in Québec and TD Insurance Direct Agency Inc. in the rest of Canada.
3 The TD Critical Accident Recovery Plan, TD Accidental Death Insurance Plan and TD Accident Disability Insurance Plan are group insurance plans designed exclusively for customers of The Toronto-Dominion Bank. The TD Critical Illness Recovery Plan is an individual insurance plan. TD Term Life Insurance and TD Guaranteed Acceptance Life Insurance are individual life insurance plans. All plans are underwritten by TD Life Insurance Company and distributed by TD Assurance Agency Inc. See each plan's Insurance Certificate or Policy for complete terms and conditions, including eligibility requirements, benefits, features, limitations and exclusions.
4 GSC Health Assist plans are provided by Green Shield Canada (GSC).
5 Based on user ratings on Google Play, as of September 15, 2025. The TD Insurance app is free to download, however standard wireless carrier message and data rates may apply.
Android is a trademark of Google Inc.
Google Play is a trademark of Google LLC.
6 Based on ratings on the App Store as of September 15, 2025. The TD Insurance app is free to download, however standard wireless carrier message and data rates may apply.
® Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
7 Instant approval is subject to the responses you provide to certain health and lifestyle questions in your application and is available for coverage up to $1,000,000 if you are under 50 years old.
8 Nationally, as of April 25, 2025, new customers (with insurance policies underwritten by either Security National Insurance Company, Primmum Insurance Company, TD General Insurance Company and TD Home And Auto Insurance Company) who insured their homeowner policy with us and who met the claims-free savings criteria applicable to their province or region with regard to the number of years spent claims-free, saved an average of 25%, expressed regionally as:
30% in Ontario
25% in Quebec
25% in Alberta, British Columbia, Yukon, Nunavut, and Northwest Territories
20% in Saskatchewan and Manitoba
20% in the Atlantic Provinces
when compared to the premium they would have paid if, within the previous 12 months, they made a claim that would have negatively affected their premium. These claims vary by province. Savings are not guaranteed and vary based on the customer's profile and province/region.
9 TD Customer Home Insurance Discount
TD Insurance refers collectively to the following insurance companies:
Security National Insurance Company;
Primmum Insurance Company;
TD General Insurance Company;
TD Home and Auto Insurance Company; and
TD Life Insurance Company
TD Insurance home and condominium insurance policies are distributed by TD Insurance Direct Agency Inc. and Meloche Monnex Insurance and Financial Services Inc. in the province of Quebec, and by TD Insurance Direct Agency Inc. in the rest of Canada.
Eligibility
For the purposes of this "Offer" only, an "Eligible TD Customer" includes a natural person who:
has a TD personal deposit account;
has a TD Mortgage, a TD Home Equity FlexLine, or a TD personal loan or line of credit, secured or unsecured;
has a TD personal credit card or other personal credit card issued by TD;
has a TD personal investment product or account;
has a TD automobile financing product; or
has life insurance or accident and sickness insurance policy underwritten by TD Life Insurance Company.
This Offer is for
A) Eligible TD Customers who are new TD Insurance customers and who purchase a new home or condominium policy effective on or after January 1, 2024;
B) Eligible TD Customers who are existing TD Insurance home or condominium insurance customers who purchase a new home or condominium policy effective on or after January 1, 2024; and
C) Eligible TD Customers who are existing TD Insurance home or condominium insurance customers with a home or condominium policy effective before January 1, 2024.
Both new and existing TD Insurance tenant insurance customers are excluded from this Offer.
Application
(A) New TD Insurance Home or Condominium Insurance Customers Who Purchase a New Home or Condominium Policy Effective On or After January 1, 2024:
Eligible TD Customers who have a TD Mortgage or a TD Home Equity FlexLine will receive a 5% discount applicable to their annual home or condominium insurance policy premium and this discount shall continue to apply, at each subsequent annual renewal, for as long as the home or condominium policy remains in effect.
All other Eligible TD Customers will receive a 5% discount applicable to the premium for their annual home or condominium insurance policy's first term. At the first annual renewal, the value of the discount will decrease to 3% and shall remain as such for all subsequent annual renewals, for as long as the home or condominium policy remains in effect.
(B) Existing TD Insurance Home or Condominium Insurance Customers Who Purchase a New Home or Condominium Policy Effective On or After January 1, 2024
Eligible TD Customers who have a TD Mortgage or a TD Home Equity FlexLine will receive a 5% discount applicable to their annual home or condominium insurance policy premium and this discount shall continue to apply, at each subsequent annual renewal, for as long as the home or condominium policy remains in effect.
All other Eligible TD Customers will receive a 5% discount applicable to the premium for their annual home or condominium insurance policy's first term. At the first annual renewal, the value of the discount will decrease to 3% and shall remain as such for all subsequent annual renewals, for as long as the home or condominium policy remains in effect.
(C) Existing TD Insurance Home or Condominium Insurance Customers With a Home Or Condominium Policy Effective Before January 1, 2024
Eligible TD Customers who have a TD Mortgage or a TD Home Equity FlexLine will receive a 5% discount applicable to their annual home or condominium insurance policy premium and this discount shall continue to apply, at each subsequent annual renewal, for as long as the home or condominium policy remains in effect.
All other Eligible TD Customers will receive a 3% discount applicable to their annual home or condominium insurance policy premium and this discount shall continue to apply, at each subsequent annual renewal, for as long as the home or condominium policy remains in effect.
Insurance policies for vacant buildings, vacant condominiums and mobile homes are not eligible for this Offer.
The discount is applicable to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Oil Overflow or Escape.
Offer may be changed, withdrawn or extended at any time, without notice.
Mailing address:
TD Insurance (Corporate Secretariat)
50, Place Crémazie
12th Floor
Montreal (Quebec) H2P 1B6
