Small Business Insurance for Pharmacies & Drug Stores

We understand that the landscape for owning and operating a Pharmacy or Drug Store has changed. From providing us with common OTC medication to fulfilling and monitoring our more serious prescriptions – you are indispensable to all Canadians and our daily healthcare needs. You need the right coverage to protect your small business and we are here to help.

Speak to a licensed TD Insurance Advisor 1-855-724-2883 

Why You Need Pharmacy & Drug Store Small Business Insurance

  • Protecting your assets

    If your refrigeration system breaks down and your stored medication is compromised.

  • Accidents happen

    If a customer slips and is hurt while picking up their prescription, and you are liable. 

  • Business Income / Business Interruption

    Cover your pharmacy if an insured event forces you to shut down for repairs.

  • Protection from theft

    If a break-in occurs and your cash register is emptied, or your cosmetics are stolen. 

TD Insurance Savings Commitment

With TD Insurance for Business, only pay for the coverage you need. And now, you could get up to 15% in discounts on your Commercial Property & Liability policy – speak to a licensed TD Insurance Advisor today1.

  • Bundle and save

    Save 5% when you bundle your commercial property & liability with your commercial auto policy.1

  • Alumni & Professional savings

    Save 5% for eligible Alumni and Professional Groups.1

  • TD Customer Loyalty Discount

    Save 5% for being an existing TD customer.1

Pharmacy & Drug Store Insurance is recommended for:


  1. Prescription Pharmacies

  2. Retail Pharmacies

  1. Local Drug Stores

Let’s get you started with a quote

Coverage Options for Pharmacies & Drug Stores


It’s easy to choose the right coverage for your business with TD Insurance. We'll help build a customized insurance policy to fit your needs, so you'll be confident you're protected.

Claim Scenarios for Pharmacies & Drug Stores

Potential Claim:

You have just mopped your floors and are about to close for the day. A customer rushes in looking for OTC pain medication and slips inside your pharmacy. He injures his wrist and is pursuing you for damages.

Potential Outcome:

Your commercial general liability policy may cover the amount you are legally required to pay, including compensation to the customer.

Potential Claim:

You arrive in the morning to open your pharmacy for the day and notice the locks have been tampered with. You find cash has been taken from your register, and your medicine cabinets have also been raided.

Potential Outcome:

Your commercial property policy may cover the cost to replace the stolen medication, as well as the funds that are missing. If there is damage caused to your property, your policy may also cover the repair costs.

Need to make a claim?

Our TD Insurance Claims Advisors are ready to help make submitting a claim as easy as possible – we will support you throughout the entire process.

Call 1-855-724-2883 Call 1-855-724-2883

  • Get started with a quote online

    Get a customized quote for your business when you find the time, day or night. We know you are busy – let’s get you started right from where you are.

  • Insurance questions? Find the answers

    Can't find what you're looking for? Visit our TD Insurance Small Business FAQ page for additional help in answering your small business insurance-related questions.

  • Call us by Phone

    Licensed TD Insurance Advisors are ready to answer your questions and help you get started. Call us today.

    Mon-Fri 8am to 8pm
    Sat 9am to 4pm

    Call 1-855-724-2883 Call 1-855-724-2883

Have a question? Find answers here