Small Business Insurance for Pharmacies & Drug Stores

We understand that the landscape for owning and operating a Pharmacy or Drug Store has changed. From providing us with common OTC medication to fulfilling and monitoring our more serious prescriptions – you are indispensable to all Canadians and our daily healthcare needs. You need the right coverage to protect your small business and we are here to help.

Speak to a licensed TD Insurance Advisor 1-855-724-2883

Pharmacy & Drug Store Insurance is recommended for:


  1. Prescription Pharmacies

  2. Retail Pharmacies

  1. Local Drug Stores

Why You Need Pharmacy & Drug Store Small Business Insurance

  • Protecting your assets

    If your refrigeration system breaks down and your stored medication is compromised.

  • Accidents happen

    If a customer slips and is hurt while picking up their prescription, and you are liable. 

  • Business Income / Business Interruption

    Cover your pharmacy if an insured event forces you to shut down for repairs.

  • Protection from theft

    If a break-in occurs and your cash register is emptied, or your cosmetics are stolen. 

Let’s get you started with a quote

Speak to a licensed TD Insurance Advisor 1-855-724-2883

Coverage Options for Pharmacies & Drug Stores


It’s easy to choose the right coverage for your business with TD Insurance. We'll help build a customized insurance policy to fit your needs, so you'll be confident you're protected.

TD Insurance Savings Commitment

Along with customizing a policy to fit your business's needs, TD Insurance is committed to savings. We may be able to offer you additional discounts – speak to a licensed TD Insurance Advisor today.

  • Bundle your small business insurance policies and save

  • Alumni and Professional Group Discounts1

  • Discounts for TD Small Business Banking Customers2

Claim Scenarios for Pharmacies & Drug Stores

Potential Claim:

You have just mopped your floors and are about to close for the day. A customer rushes in looking for OTC pain medication and slips inside your pharmacy. He injures his wrist and is pursuing you for damages.

Potential Outcome:

Your commercial general liability policy may cover the amount you are legally required to pay, including compensation to the customer.

Potential Claim:

You arrive in the morning to open your pharmacy for the day and notice the locks have been tampered with. You find cash has been taken from your register, and your medicine cabinets have also been raided.

Potential Outcome:

Your commercial property policy may cover the cost to replace the stolen medication, as well as the funds that are missing. If there is damage caused to your property, your policy may also cover the repair costs.

Need to make a claim?

Our TD Insurance Claims Advisors are ready to help make submitting a claim as easy as possible – we will support you throughout the entire process.

Call 1-855-724-2883 Call 1-855-724-2883

  • Insurance questions? Find the answers

    Can't find what you're looking for? Visit our TD Insurance Small Business FAQ page for additional help in answering your small business insurance-related questions.

  • Call us by Phone

    Licensed TD Insurance Advisors are ready to answer your questions and help you get started. Call us today.

    Mon-Fri 8am to 8pm
    Sat 9am to 4pm

    Call 1-855-724-2883 Call 1-855-724-2883
  • Explore other small business industries

    We offer customized coverage for many professions and industries. Learn more about how to protect your unique small business with TD Insurance.

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