Small Business Insurance for Fashion & Clothing

As a business owner in the Fashion and Clothing industry, you work tirelessly to keep up with the ever-evolving trends, season after season. The last thing you need to worry about is whether your small business insurance will protect you when you need it most. We can help. TD Insurance is here to customize coverage
tailored to you.

Speak to a licensed TD Insurance Advisor 1-855-724-2883 

Why You Need Fashion & Clothing Small Business Insurance

  • Accidents happen

    Protection from lawsuits if a customer slips and falls in your store or warehouse.

  • Shield your vehicle

    Protection for your commercial vehicle(s) that deliver merchandise to your customers.

  • Protect your assets

    Coverage for damages to your clothing lines, or if your POS system breaks down.

  • Business Income / Business Interruption

    Protect your sales from insured events that temporarily force you to close.

TD Insurance Savings Commitment

With TD Insurance for Business, only pay for the coverage you need. And now, you could get up to 15% in discounts on your Commercial Property & Liability policy – speak to a licensed TD Insurance Advisor today1.

  • Bundle and save

    Save 5% when you bundle your commercial property & liability with your commercial auto policy.1

  • Alumni & Professional savings

    Save 5% for eligible Alumni and Professional Groups.1

  • TD Customer Loyalty Discount

    Save 5% for being an existing TD customer.1

Fashion & Clothing Insurance is recommended for:

  1. Fashion Boutiques

  2. Clothing and Apparel Suppliers

  3. Department Stores

  1. Clothing Retailers

  2. Outfitters

Let’s get you started with a quote

Coverage Options for Fashion & Clothing


It’s easy to choose the right coverage for your business with TD Insurance. We'll help build a customized insurance policy to fit your needs, so you'll be confident you're protected.

Claim Scenarios for Fashion & Clothing

Potential Claim:

An employee of a retail shop has been stealing merchandise over the past month.

Potential Outcome:

The loss was discovered during the policy period. The policy may respond to loss of “money,” “securities” and other property resulting directly from dishonesty or fraud committed by any of your “employees” acting alone or in collusion with others.

Potential Claim:

You're driving from your warehouse location to your retail storefront to restock inventory. While driving, you get in a collision with another vehicle causing damage to the vehicle and some of your inventory.

Potential Outcome:

Collision coverage helps pay to repair your vehicle if it is damaged in an accident where you are at-fault or if you are hit by an unidentified vehicle (hit and run). If the vehicle is found to be unrepairable, the Actual Cash Value of the vehicle would be determined and paid. If you have the appropriate extension coverage, your commercial property policy with business contents may cover the damage caused to your inventory.

Need to make a claim?

Our TD Insurance Claims Advisors are ready to help make submitting a claim as easy as possible – we will support you throughout the entire process.

Call 1-855-724-2883 Call 1-855-724-2883

  • Get started with a quote online

    Get a customized quote for your business when you find the time, day or night. We know you are busy – let’s get you started right from where you are.

  • Insurance questions? Find the answers

    Can't find what you're looking for? Visit our TD Insurance Small Business FAQ page for additional help in answering your small business insurance-related questions.

  • Call us by Phone

    Licensed TD Insurance Advisors are ready to answer your questions and help you get started. Call us today.

    Mon-Fri 8am to 8pm
    Sat 9am to 4pm

    Call 1-855-724-2883 Call 1-855-724-2883

Have a question? Find answers here