Small Business Insurance for Food & Grocery

From your ever-changing inventory to your storefront, or a farmers market fruit stand, you'll need the right coverage to protect you and your Food and Grocery business from the unexpected risks you are exposed to on a daily basis. TD Insurance can provide your small business with the customized coverage you need to keep you on your feet.

Speak to a licensed TD Insurance Advisor 1-855-724-2883 

Why You Need Food & Grocery Small Business Insurance

  • Protect your assets

    Coverage if your inventory is spoiled, or if your storage freezers break down.

  • Accidents happen

    Protection from lawsuits if you sell a recalled product resulting in your customer falling ill.

  • Business Income / Business Interruption

    Coverage if an insured event temporarily shuts your food or grocery business.

  • Shield your vehicle

    Protection for your commercial vehicle(s) that deliver groceries to your customers.

TD Insurance Savings Commitment

With TD Insurance for Business, only pay for the coverage you need. And now, you could get up to 15% in discounts on your Commercial Property & Liability policy – speak to a licensed TD Insurance Advisor today1.

  • Bundle and save

    Save 5% when you bundle your commercial property & liability with your commercial auto policy.1

  • Alumni & Professional savings

    Save 5% for eligible Alumni and Professional Groups.1

  • TD Customer Loyalty Discount

    Save 5% for being an existing TD customer.1

Food & Grocery Insurance is recommended for:


  1. Supermarkets

  2. Grocers

  3. Retail Butchers

  1. Fruit and Vegetable Suppliers

  2. Frozen Meat Suppliers

Let’s get you started with a quote

Coverage Options for Food & Grocery


It’s easy to choose the right coverage for your business with TD Insurance. We'll help build a customized insurance policy to fit your needs, so you'll be confident you're protected.

Claim Scenarios for Food & Grocery

Potential Claim:

While out for delivery, you are rear-ended at a stop light which causes significant damage to your vehicle. While your vehicle is in for repairs, the additional coverage purchased (Loss of Use endorsement) provides coverage for the rental vehicle you require in order to continue making deliveries.

Potential Outcome:

Loss of Use Endorsement provides coverage for you when you need to pay for other means of transportation because of loss or damage to your automobile caused by an insured event.

Potential Claim:

You've launched an advertising campaign for a new product you are offering. After a few weeks in market, you receive a notice of legal action for false advertising.

Potential Outcome:

If you or your employees are accused of libel, slander, or false advertising, your commercial general liability policy may cover the legal fees and any related settlement costs if you are found liable.

Need to make a claim?

Our TD Insurance Claims Advisors are ready to help make submitting a claim as easy as possible – we will support you throughout the entire process.

Call 1-855-724-2883 Call 1-855-724-2883

  • Get started with a quote online

    Get a customized quote for your business when you find the time, day or night. We know you are busy – let’s get you started right from where you are.

  • Insurance questions? Find the answers

    Can't find what you're looking for? Visit our TD Insurance Small Business FAQ page for additional help in answering your small business insurance-related questions.

  • Call us by Phone

    Licensed TD Insurance Advisors are ready to answer your questions and help you get started. Call us today.

    Mon-Fri 8am to 8pm
    Sat 9am to 4pm

    Call 1-855-724-2883 Call 1-855-724-2883

Have a question? Find answers here