Small Business Insurance for Electrical & Hardware Stores

You provide Canadians with the materials and expertise needed to light up, entertain, improve our homes, and more. Dealing with the public and offering daily advice can open you up to unforeseen risks – from a customer getting injured on your premises, to a theft occurring at your property. Let us help you find customized coverage that offers you the protection you require.

Speak to a licensed TD Insurance Advisor 1-855-724-2883 

Electrical & Hardware Store Insurance is recommended for:


  1. Electrical Shops

  2. Appliance Stores & Wholesalers

  3. Hardware Stores & Wholesalers

  1. Lighting Stores

  2. Electronics Stores

Why You Need Electrical & Hardware Store Small Business Insurance

  • Accidents happen

    Protection from lawsuits if a customer is injured while visiting your store or on your premises.

  • Shield your vehicle

    Protection for the delivery van that transports appliances to your customers.

  • Protect your property

    Protect your storefront and your merchandise from damages caused by insured events.

  • Business Income / Business Interruption

    Protect your finances if you have to temporarily stop operations due to an insured event.

Let’s get you started with a quote

Coverage Options for Electrical & Hardware Stores


It’s easy to choose the right coverage for your business with TD Insurance. We'll help build a customized insurance policy to fit your needs, so you'll be confident you're protected.

TD Insurance Savings Commitment

Along with customizing a policy to fit your business's needs, TD Insurance is committed to savings. We may be able to offer you additional discounts – speak to a licensed TD Insurance Advisor today.

  • Bundle your small business insurance policies and save

  • Alumni and Professional Group Discounts1

  • TD Customer Loyalty Discount2

Claim Scenarios for Electrical & Hardware Stores

Potential Claim:

You just finished mopping the aisle of your hardware store. A customer comes in looking for a new drill and asks you to show her around. As she follows you to the aisle, she slips on a wet section on the floor and injures her arm. The customer would like for you to cover her medical expenses.

Potential Outcome:

Your commercial general liability Insurance may cover the amount you are legally required to pay, including any medical expenses incurred by the customer.

Potential Claim:

Your store has a break-in overnight and expensive entertainment merchandise, including televisions and soundbars, is stolen from your store.

Potential Outcome:

Your commercial property policy may cover the cost to replace the stolen merchandise. If there is damage caused to your property, your policy may also cover the repair costs.

Need to make a claim?

Our TD Insurance Claims Advisors are ready to help make submitting a claim as easy as possible – we will support you throughout the entire process.

Call 1-855-724-2883 Call 1-855-724-2883

  • Get started with a quote online

    Get a customized quote for your business when you find the time, day or night. We know you are busy – let’s get you started right from where you are.

  • Insurance questions? Find the answers

    Can't find what you're looking for? Visit our TD Insurance Small Business FAQ page for additional help in answering your small business insurance-related questions.

  • Call us by Phone

    Licensed TD Insurance Advisors are ready to answer your questions and help you get started. Call us today.

    Mon-Fri 8am to 8pm
    Sat 9am to 4pm

    Call 1-855-724-2883 Call 1-855-724-2883

Have a question? Find answers here