Small Business Insurance for Bakeries

Bakeries are often at the heart of our communities – a place to buy daily bread, family treats and run into neighbours and old friends. TD Insurance knows you offer more than just fresh bread and tasty sweets – allow us to customize an insurance plan just for you and your small business. Get the protection your bakery needs.

Speak to a licensed TD Insurance Advisor 1-855-724-2883 

Why You Need Bakery Small Business Insurance

  • Accidents happen

    Protection from lawsuits if a customer trips inside your Bakery.

  • Shield your vehicle

    Protection for your delivery van that transports your baked goods to your customers.

  • Protect your Property & Equipment

    Protect your equipment, such as your mixer or oven,  from damages caused by insured events.

  • Business Income / Business Interruption

    Protect your revenue if your Bakery temporarily shuts down due to an insured event.

TD Insurance Savings Commitment

With TD Insurance for Business, only pay for the coverage you need. And now, you could get up to 15% in discounts on your Commercial Property & Liability policy – speak to a licensed TD Insurance Advisor today1.

  • Bundle and save

    Save 5% when you bundle your commercial property & liability with your commercial auto policy.1

  • Alumni & Professional savings

    Save 5% for eligible Alumni and Professional Groups.1

  • TD Customer Loyalty Discount

    Save 5% for being an existing TD customer.1

Bakery Insurance is recommended for:

  1. Retail Bakery

  2. Bread Shop

  1. Home-Based Bakery

  2. Cupcake Shop

Let’s get you started with a quote

Coverage Options for Bakeries


It’s easy to choose the right coverage for your business with TD Insurance. We'll help build a customized insurance policy to fit your needs, so you'll be confident you're protected.

Claim Scenarios for Bakeries 

Potential Claim:

One of your customers purchases scones from your bakery and gets an upset stomach. Your customer is claiming that your product gave them food poisoning and is seeking compensation.

Potential Outcome:

Your commercial general liability policy may cover any related legal fees and the related medical expenses incurred by the customer if you are found liable.

Potential Claim:

You arrive in the morning to open your bakery, and notice there has been a break-in. Your windows and your displays are damaged, and the cash from your register is missing.

Potential Outcome:

Your commercial property policy may cover the cost of repairing or replacing damaged business property, as well as the funds that are missing. If you have added Business Income / Business Interruption coverage, you may be covered for actual income loss sustained if you have to temporarily shut down your bakery for repairs.

Need to make a claim?

Our TD Insurance Claims Advisors are ready to help make submitting a claim as easy as possible – we will support you throughout the entire process.

Call 1-855-724-2883 Call 1-855-724-2883

  • Get started with a quote online

    Get a customized quote for your business when you find the time, day or night. We know you are busy – let’s get you started right from where you are.

  • Insurance questions? Find the answers

    Can't find what you're looking for? Visit our TD Insurance Small Business FAQ page for additional help in answering your small business insurance-related questions.

  • Call us by Phone

    Licensed TD Insurance Advisors are ready to answer your questions and help you get started. Call us today.

    Mon-Fri 8am to 8pm
    Sat 9am to 4pm

    Call 1-855-724-2883 Call 1-855-724-2883

Have a question? Find answers here