You are now leaving our website and entering a third-party website over which we have no control.
Small Business Insurance for HVAC Technicians
As an HVAC Technician you play a pivotal role in creating and maintaining a comfortable indoor environment for all Canadians – year-round! From fixing the furnace, to installing an air conditioning unit; you need to keep your ducts in a row. Allow TD Insurance to customize insurance coverage to fit the unique needs of your business – experience comfort in knowing you're protected.
Speak to a licensed TD Insurance Advisor 1-855-724-2883
HVAC Technician Insurance is recommended for:
-
Commercial HVAC Technicians
-
Residential HVAC Technicians
-
Refrigeration Technicians
-
Duct Cleaners
Why You Need HVAC Technician Small Business Insurance
Let’s get you started with a quote
Speak to a licensed TD Insurance Advisor 1-855-724-2883
Coverage Options for HVAC Technicians
It’s easy to choose the right coverage for your business with TD Insurance. We'll help build a customized insurance policy to fit your needs, so you'll be confident you're protected.
TD Insurance Savings Commitment
Along with customizing a policy to fit your business's needs, TD Insurance is committed to savings. We may be able to offer you additional discounts – speak to a licensed TD Insurance Advisor today.
Claim Scenarios for HVAC Technicians
Potential Claim:
It's the middle of summer and you have been extremely busy with new air conditioning unit installations and repairs. On your last job of the day, you inadvertently trip over an electrical cord causing damage to the customer's nearby high-end furniture.
Potential Outcome:
Your commercial general liability policy may cover any related legal fees, as well as the cost to repair or replace the furniture if you are found liable.
Potential Claim:
You are completing the annual maintenance of a furnace at your client's property. Your vehicle is parked on your client's street, with some of your tools and equipment inside. When you are ready to leave, you notice your vehicle has been broken into, and your specialized toolbox has been stolen.
Potential Outcome:
If you have a commercial property policy with an equipment floater, your policy may respond to cover the functional replacement cost of the missing items. If you have added Business Income / Business Interruption coverage, you may be covered for actual income loss sustained if you are forced to temporarily shut down your business. If you have a commercial auto policy with all perils or comprehensive coverage, you may be covered for the cost to repair any related damage to your vehicle.
LEGAL DISCLAIMER
The content on this page is for general information purposes only and does not constitute legal advice. Coverages described herein may be subject to additional eligibility criteria, limitations and exclusions. In the event you make a claim, potential indemnification is also subject to the receivability of the claim and the type of coverage you bought.
In the case of conflict between the content on this page and your policy wordings, your policy wordings shall prevail. Please speak to an Advisor or consult your policy wordings for further details.
1TD Insurance refers collectively to the following insurance companies:
1. Security National Insurance Company;
2. Primmum Insurance Company;
3. TD General Insurance Company;
4. TD Home and Auto Insurance Company; and
5. TD Life Insurance Company
TD Insurance business insurance policies are underwritten by Security National Insurance Company. They are distributed by Security National Insurance Company in Quebec and distributed by TD Insurance Direct Agency Inc. in the rest of Canada.
This "Offer" is for new and existing TD Insurance customers who are eligible to purchase a new business insurance policy and who are a sole proprietor, majority owner, majority partner, or signing officer of a corporation, partnership or business entity designated as a TD Insurance policyholder and are members of a group or an association that have a group marketing agreement with TD Insurance.
This Offer provides a discount applicable to premiums charged for TD Insurance business insurance policies and their endorsements. The discount will continue to be applicable upon policy renewal.
Eligibility to purchase a business insurance policy is subject to TD Insurance underwriting rules and standards.
Offer may be changed, withdrawn, or extended at any time, without notice.
2TD Insurance refers collectively to the following insurance companies:
• Security National Insurance Company;
• Primmum Insurance Company;
• TD General Insurance Company;
• TD Home and Auto Insurance Company; and
• TD Life Insurance Company
TD Insurance business insurance policies are underwritten by Security National Insurance Company. They are distributed by Security National Insurance Company in Quebec and distributed by TD Insurance Direct Agency Inc. in the rest of Canada.
This "Offer" is for new and existing TD Insurance customers who are eligible to purchase a new business insurance policy and who are "TD Small Business Banking Customers" as defined below.
For the purposes of this Offer only, a "TD Small Business Banking Customers" includes a natural person or business entity who:
• has a TD Small Business Bank deposit or savings account;
• has a TD Business Mortgage or a TD Business Line of Credit, secured or unsecured;
• has a TD Business loan or Canada Small Business Financing Act loan through TD;
• has a TD Business Credit Card or other business credit card issued by TD;
• has a TD Business Investing product or account;
• has TD Business Credit Life Insurance or TD Business Credit Living Benefit Insurance.
This Offer provides a 5% discount applicable to premiums charged for TD Insurance business insurance policies and their endorsements. The discount will continue to be applicable upon policy renewal.
Individually rated commercial automobile insurance policies and endorsements are excluded from this Offer.
Eligibility to purchase a business insurance policy is subject to TD Insurance underwriting rules and standards.
To receive the Offer, the policyholder's name on the TD Insurance business insurance policy must match the name of the natural person or business entity in whose name the product or account in the bulleted list above has been obtained.
Offer may be changed, withdrawn, or extended at any time, without notice.