Small Business Insurance for Furniture & Flooring

Whether you're in the business of procuring that special piece of furniture that provides your clients’ space with the perfect touch, or you sell floor coverings, blinds or drapes - you need the right insurance to protect your business, and your livelihood. TD Insurance can help you find customized coverage your small business needs to help you keep doing what you love.

Speak to a licensed TD Insurance Advisor 1-855-724-2883 

Why You Need Furniture & Flooring Small Business Insurance

  • Accidents happen

    Protection from lawsuits if a customer is injured by one of your displays.

  • Shield your vehicle

    Protection for your commercial vehicle(s) that deliver furniture to your customers.

  • Protect your property

    Financial coverage for your store and your merchandise from damages caused by covered events.

  • Business Income / Business Interruption

    Keep income coming in if an insured event forces you to shut down your operation.

TD Insurance Savings Commitment

With TD Insurance for Business, only pay for the coverage you need. And now, you could get up to 15% in discounts on your Commercial Property & Liability policy – speak to a licensed TD Insurance Advisor today1.

  • Bundle and save

    Save 5% when you bundle your commercial property & liability with your commercial auto policy.1

  • Alumni & Professional savings

    Save 5% for eligible Alumni and Professional Groups.1

  • TD Customer Loyalty Discount

    Save 5% for being an existing TD customer.1

Furniture & Flooring Insurance is recommended for:

  1. Furniture Stores

  2. Tapestry Stores

  1. Flooring Retailers

  2. Flooring Wholesalers

Let’s get you started with a quote

Coverage Options for Furniture & Flooring Sellers


It’s easy to choose the right coverage for your business with TD Insurance. We'll help build a customized insurance policy to fit your needs, so you'll be confident you're protected.

Claims Scenarios for Furniture & Flooring

Potential Claim:

A customer has recently purchased a new home and is browsing your furniture displays. One of your display pieces partially blocks the aisle, and the customer trips over the display. Your customer is pursuing you for injury to their leg.

Potential Outcome:

Your commercial general liability policy may cover any related legal fees and the related medical expenses incurred by the customer if you are found liable.

Potential Claim:

Your employee is delivering a rug to a customer's home. While backing out of the customer's driveway, the employee has a collision with a parked car on the street causing damage to the company vehicle and the parked vehicle.

Potential Outcome:

Your commercial auto policy may cover the cost to repair/replace the company vehicle as well as any medical expenses due to injuries sustained by your employee during the collision.

Need to make a claim?

Our TD Insurance Claims Advisors are ready to help make submitting a claim as easy as possible – we will support you throughout the entire process.

Call 1-855-724-2883 Call 1-855-724-2883

  • Get started with a quote online

    Get a customized quote for your business when you find the time, day or night. We know you are busy – let’s get you started right from where you are.

  • Insurance questions? Find the answers

    Can't find what you're looking for? Visit our TD Insurance Small Business FAQ page for additional help in answering your small business insurance-related questions.

  • Call us by Phone

    Licensed TD Insurance Advisors are ready to answer your questions and help you get started. Call us today.

    Mon-Fri 8am to 8pm
    Sat 9am to 4pm

    Call 1-855-724-2883 Call 1-855-724-2883

Have a question? Find answers here