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Small Business Insurance for Salons & Beauticians
Whether you are providing your clients with a trendy new hairstyle, the perfect manicure, a fresh facial or touch ups for life’s special moments – you are key in helping them unlock their confidence. Allow TD Insurance to help you find the customized coverage your business needs so you can remain confident in running your salon or beauty boutique with the protection you deserve.
Speak to a licensed TD Insurance Advisor 1-855-724-2883
Small Business Insurance for Salons & Beauticians
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Eyelash Technicians
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Facialists
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Nail Salons
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Hair Stylists
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Make-up Artists
Why you need Salon or Beautician Insurance
Let’s get you started with a quote
Speak to a licensed TD Insurance Advisor 1-855-724-2883
Coverage Options for Salons & Beauticians
It’s easy to choose the right coverage for your business with TD Insurance. We'll help build a customized insurance policy to fit your needs, so you'll be confident you're protected.
TD Insurance Savings Commitment
Along with customizing a policy to fit your business's needs, TD Insurance is committed to savings. We may be able to offer you additional discounts – speak to a licensed TD Insurance Advisor today.
Claim Scenarios for Salons & Beauticians
Potential Claim:
One of your regular customers comes in for an appointment to have their hair coloured. A few days later, your customer contacts you to inform you that they have had an allergic reaction on their scalp and require medical treatment. They are seeking compensation for the damage caused.
Potential Outcome:
Your commercial general liability policy may cover any related legal fees and the related medical expenses incurred by the customer if you are found liable.
Potential Claim:
At your nail salon, a pipe in your ceiling bursts overnight, causing water damage to your inventory and equipment, including your nail polish rack, workstations and pedicure chairs. You also have to temporarily shut down your salon for repairs.
Potential Outcome:
Your commercial property policy may cover the damage caused to your inventory, including your nail polishes, and your equipment. If you have added Business Income / Business Interruption coverage, you may be covered for actual income loss sustained while your salon is shut down.
LEGAL DISCLAIMER
The content on this page is for general information purposes only and does not constitute legal advice. Coverages described herein may be subject to additional eligibility criteria, limitations and exclusions. In the event you make a claim, potential indemnification is also subject to the receivability of the claim and the type of coverage you bought.
In the case of conflict between the content on this page and your policy wordings, your policy wordings shall prevail. Please speak to an Advisor or consult your policy wordings for further details.
1TD Insurance refers collectively to the following insurance companies:
1. Security National Insurance Company;
2. Primmum Insurance Company;
3. TD General Insurance Company;
4. TD Home and Auto Insurance Company; and
5. TD Life Insurance Company
TD Insurance business insurance policies are underwritten by Security National Insurance Company. They are distributed by Security National Insurance Company in Quebec and distributed by TD Insurance Direct Agency Inc. in the rest of Canada.
This "Offer" is for new and existing TD Insurance customers who are eligible to purchase a new business insurance policy and who are a sole proprietor, majority owner, majority partner, or signing officer of a corporation, partnership or business entity designated as a TD Insurance policyholder and are members of a group or an association that have a group marketing agreement with TD Insurance.
This Offer provides a discount applicable to premiums charged for TD Insurance business insurance policies and their endorsements. The discount will continue to be applicable upon policy renewal.
Eligibility to purchase a business insurance policy is subject to TD Insurance underwriting rules and standards.
Offer may be changed, withdrawn, or extended at any time, without notice.
2TD Insurance refers collectively to the following insurance companies:
• Security National Insurance Company;
• Primmum Insurance Company;
• TD General Insurance Company;
• TD Home and Auto Insurance Company; and
• TD Life Insurance Company
TD Insurance business insurance policies are underwritten by Security National Insurance Company. They are distributed by Security National Insurance Company in Quebec and distributed by TD Insurance Direct Agency Inc. in the rest of Canada.
This "Offer" is for new and existing TD Insurance customers who are eligible to purchase a new business insurance policy and who are "TD Small Business Banking Customers" as defined below.
For the purposes of this Offer only, a "TD Small Business Banking Customers" includes a natural person or business entity who:
• has a TD Small Business Bank deposit or savings account;
• has a TD Business Mortgage or a TD Business Line of Credit, secured or unsecured;
• has a TD Business loan or Canada Small Business Financing Act loan through TD;
• has a TD Business Credit Card or other business credit card issued by TD;
• has a TD Business Investing product or account;
• has TD Business Credit Life Insurance or TD Business Credit Living Benefit Insurance.
This Offer provides a 5% discount applicable to premiums charged for TD Insurance business insurance policies and their endorsements. The discount will continue to be applicable upon policy renewal.
Individually rated commercial automobile insurance policies and endorsements are excluded from this Offer.
Eligibility to purchase a business insurance policy is subject to TD Insurance underwriting rules and standards.
To receive the Offer, the policyholder's name on the TD Insurance business insurance policy must match the name of the natural person or business entity in whose name the product or account in the bulleted list above has been obtained.
Offer may be changed, withdrawn, or extended at any time, without notice.