Small Business Insurance for Optometrists & Opticians

Inside the four walls of your clinic or shop, you are a visionary with a passion to help your clients enhance their sight. You not only care for your patients by conducting routine eye exams, you also provide them with the essential equipment they need to optimize their day-to-day lives. At TD Insurance, we understand that your unique services require unique insurance coverage. Allow TD Insurance to help you find the customized coverage your clinic deserves.

Speak to a licensed TD Insurance Advisor 1-855-724-2883 

Why You Need Optometrists or Opticians Small Business Insurance

  • Protection from theft

    If theft occurs at your clinic and luxury eyewear as well as cash is stolen.

  • Accidents happen

    If you break your client's glasses while inspecting them for flexibility.

  • Protect your assets

    If your optometry equipment breaks down due to an insured event, such as a power surge.

  • Business Income / Business Interruption

    Shield your income from insured events that force you to temporarily shut down your clinic.

TD Insurance Savings Commitment

With TD Insurance for Business, only pay for the coverage you need. And now, you could get up to 15% in discounts on your Commercial Property & Liability policy – speak to a licensed TD Insurance Advisor today1.

  • Bundle and save

    Save 5% when you bundle your commercial property & liability with your commercial auto policy.1

  • Alumni & Professional savings

    Save 5% for eligible Alumni and Professional Groups.1

  • TD Customer Loyalty Discount

    Save 5% for being an existing TD customer.1

Optometrists & Opticians Insurance is recommended for:


  1. Prescription Eye-wear Providers

  2. Non-Prescription Eyewear Providers

  1. Optometrists

  2. Opticians

Let’s get you started with a quote

Coverage Options for Optometrists & Opticians


It’s easy to choose the right coverage for your business with TD Insurance. We'll help build a customized insurance policy to fit your needs, so you'll be confident you're protected.

Claim Scenarios for Optometrists & Opticians

Potential Claim:

One of your customers purchases a set of sunglasses from you. The customer uses the sunglasses for a week, and they cause an allergic reaction around the eyes. He would like for you to cover his medical expenses related to treatment as well as a refund for the sunglasses.

Potential Outcome:

Your commercial general liability policy may cover the medical expenses incurred by your customer as well as the requested refund if you are found liable.

Potential Claim:

A storm causes a power surge, resulting in an electrical outage at your clinic. You can no longer service your customers as you have to temporarily shut down for a week while the electricity is restored.

Potential Outcome:

Your commercial property policy may cover the cost of repairing any electrical damage caused to your clinic. If you have added Business Income / Business Interruption coverage, you may be covered for actual income loss sustained while your clinic is shut down.


Need to make a claim?

Our TD Insurance Claims Advisors are ready to help make submitting a claim as easy as possible – we will support you throughout the entire process.

Call 1-855-724-2883 Call 1-855-724-2883

  • Get started with a quote online

    Get a customized quote for your business when you find the time, day or night. We know you are busy – let’s get you started right from where you are.

  • Insurance questions? Find the answers

    Can't find what you're looking for? Visit our TD Insurance Small Business FAQ page for additional help in answering your small business insurance-related questions.

  • Call us by Phone

    Licensed TD Insurance Advisors are ready to answer your questions and help you get started. Call us today.

    Mon-Fri 8am to 8pm
    Sat 9am to 4pm

    Call 1-855-724-2883 Call 1-855-724-2883

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