Small Business Insurance for Optometrists & Opticians

Inside the four walls of your clinic or shop, you are a visionary with a passion to help your clients enhance their sight. You not only care for your patients by conducting routine eye exams, you also provide them with the essential equipment they need to optimize their day-to-day lives. At TD Insurance, we understand that your unique services require unique insurance coverage. Allow TD Insurance to help you find the customized coverage your clinic deserves.

Optometrists & Opticians Insurance is recommended for:


  1. Prescription Eye-wear Providers

  2. Non-Prescription Eyewear Providers

  1. Optometrists

  2. Opticians

Why You Need Optometrists or Opticians Small Business Insurance

  • Protection from theft

    If theft occurs at your clinic and luxury eyewear as well as cash is stolen.

  • Accidents happen

    If you break your client's glasses while inspecting them for flexibility.

  • Protect your assets

    If your optometry equipment breaks down due to an insured event, such as a power surge.

  • Business Income / Business Interruption

    Shield your income from insured events that force you to temporarily shut down your clinic.

Let’s get you started with a quote

Coverage Options for Optometrists & Opticians


It’s easy to choose the right coverage for your business with TD Insurance. We'll help build a customized insurance policy to fit your needs, so you'll be confident you're protected.

TD Insurance Savings Commitment

Along with customizing a policy to fit your business's needs, TD Insurance is committed to savings. We may be able to offer you additional discounts – speak to a licensed TD Insurance Advisor today.

  • Bundle your small business insurance policies and save

  • Alumni and Professional Group Discounts1

  • Discounts for TD Small Business Banking Customers2

Claim Scenarios for Optometrists & Opticians

Potential Claim:

One of your customers purchases a set of sunglasses from you. The customer uses the sunglasses for a week, and they cause an allergic reaction around the eyes. He would like for you to cover his medical expenses related to treatment as well as a refund for the sunglasses.

Potential Outcome:

Your commercial general liability policy may cover the medical expenses incurred by your customer as well as the requested refund if you are found liable.

Potential Claim:

A storm causes a power surge, resulting in an electrical outage at your clinic. You can no longer service your customers as you have to temporarily shut down for a week while the electricity is restored.

Potential Outcome:

Your commercial property policy may cover the cost of repairing any electrical damage caused to your clinic. If you have added Business Income / Business Interruption coverage, you may be covered for actual income loss sustained while your clinic is shut down.


Need to make a claim?

Our TD Insurance Claims Advisors are ready to help make submitting a claim as easy as possible – we will support you throughout the entire process.

Call 1-855-724-2883 Call 1-855-724-2883

  • Get started with a quote online

    Get a customized quote for your business when you find the time, day or night. We know you are busy – let’s get you started right from where you are.

  • Insurance questions? Find the answers

    Can't find what you're looking for? Visit our TD Insurance Small Business FAQ page for additional help in answering your small business insurance-related questions.

  • Call us by Phone

    Licensed TD Insurance Advisors are ready to answer your questions and help you get started. Call us today.

    Mon-Fri 8am to 8pm
    Sat 9am to 4pm

    Call 1-855-724-2883 Call 1-855-724-2883

Have a question? Find answers here