Driving safe could decrease your deductible
The car insurance feature that rewards good driving.
Shouldn’t your good driving record be worth something? We think so. With the
Earn a 10% deductible decrease every year
With the TD Insurance Decreasing DeductibleTM feature, you’ll see your deductible drop by 10%, every year you are claim-free. Let's take an example, if you start with a $500 deductible, after your first claims-free year your deductible would automatically reduce to $450 in year 1, $400 in year 2, $350 in year 3 and so on. Your decrease continues to apply year over year - all the way down to $0! All you need to do is keep driving safely.
Good driving record? Get ready to be rewarded.
If you make a claim, you’ll pay a lower deductible even though your premium is based on a higher deductible amount.
If eligible, your deductible will decrease automatically each year at renewal. Just keep up the good work on the road.
No additional cost
Simply keep a good driving record each year and your deductible drops by 10%. That’s it.