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Small Business Insurance for Lawyers & Notaries
You have built your firm from the ground up, with the needs of your clients being key to your success. At TD Insurance, we can help you continue doing what you do best by protecting the assets that are critical to your business. From damages to your premises and the hard copy records you keep, to a customer tripping on the stairs of your firm. Let us help you customize an insurance package so you can focus on providing the best service to your clients.
Speak to a licensed TD Insurance Advisor 1-855-724-2883
Why You Need Lawyer or Notary Small Business Insurance
Save up to 20% on your business insurance1
You may be eligible for discounts on your Commercial Property & Liability coverage. Call us at 1-855-724-2883 to see how much you can save.
Lawyers & Notaries Insurance is recommended for:
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Tax Lawyers
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Immigration Lawyers
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Family Lawyers
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Public Notaries
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Employment Lawyers
Coverage Options for Lawyers & Notaries
It’s easy to choose the right coverage for your business with TD Insurance. We'll help build a customized insurance policy to fit your needs, so you'll be confident you're protected.
Claim Scenarios for Lawyers & Notaries
Potential Claim:
At your law office, the sprinkler system accidentally went off, damaging critical documents that had yet to be filed for the day. Additionally, there is damage to a nearby boardroom housing canvas arts, boardroom chairs and projector equipment.
Potential Outcome:
Your policy may respond by providing coverage for damage caused to your contents. You may have coverage for the extra expense necessarily incurred to compile, gather or assemble information required to reproduce “Valuable Papers and Records,” which have been lost or damaged in an insured event. Depending on your coverage, the policy may also cover loss of or damage to fine arts located at the premises.
Potential Claim:
One of your employees is out with a business vehicle and is involved in a car accident where they are at-fault. The accident caused serious and permanent injury to a third party. The cost of the third-party bodily injury and property damage exceeds your existing primary commercial auto policy's coverage limit.
Potential Outcome:
Umbrella coverage extends protection by providing additional coverage to your existing commercial general liability insurance or commercial auto third-party liability insurance. In this scenario, the coverage limit for your commercial auto policy is exhausted. If you have umbrella coverage added to your policy, it will be triggered to respond to the additional amounts of the claim.
The content on this page is for general information purposes only and does not constitute legal advice. Coverages described herein may be subject to additional eligibility criteria, limitations and exclusions. In the event you make a claim, potential indemnification is also subject to the receivability of the claim and the type of coverage you bought.
In the case of conflict between the content on this page and your policy wordings, your policy wordings shall prevail. Please speak to an Advisor or consult your policy wordings for further details.
TD Insurance refers collectively to the following insurance companies:
• Security National Insurance Company;
• Primmum Insurance Company;
• TD General Insurance Company;
• TD Home and Auto Insurance Company; and
• TD Life Insurance Company
TD Insurance business insurance policies are underwritten by Security National Insurance Company. They are distributed by Security National Insurance Company in Quebec and distributed by TD Insurance Direct Agency Inc. in the rest of Canada.
1 Savings of up to 20% on your TD Insurance for Business Commercial Property and General Liability Insurance Policy can be obtained through a combination of the following three discounts:
Multi-Product Discount
You could save up to 10% on your Commercial Property and General Liability, and 5% on your Individually Rated Commercial Auto (“IRCA”) insurance policies when you insure a Commercial Property and General Liability policy and an IRCA policy with TD Insurance.
Eligibility to purchase a business insurance policy is subject to TD Insurance underwriting rules and standards.
Offer may be changed, withdrawn, or extended at any time, without notice.
Alumni and Professional Group Discount
This "Offer" is for new and existing TD Insurance customers who are eligible to purchase a new business insurance policy and who are a sole proprietor, majority owner, majority partner, or signing officer of a corporation, partnership or business entity designated as a TD Insurance policyholder and are members of a group or an association that have a group marketing agreement with TD Insurance.
This Offer provides a discount of 5% applicable to premiums charged for TD Insurance business insurance policies and their endorsements. The discount will continue to be applicable upon policy renewal.
Eligibility to purchase a business insurance policy is subject to TD Insurance underwriting rules and standards.
Offer may be changed, withdrawn, or extended at any time, without notice.
TD Customer Loyalty Discount
Eligibility
For the purposes of this Offer only, an "Eligible TD Customer" means a natural person who is a director, board member, signing officer, business owner, sole proprietor, or majority partner of a business entity and who:
• has a TD deposit account;
• has a TD Mortgage, a TD Home Equity FlexLine, or a TD loan or line of credit, secured or unsecured;
• has a TD credit card or other credit card issued by TD;
• has a TD investment product or account;
• has a TD automobile financing product;
• has a TD Insurance residential insurance or personal passenger automobile insurance policy;
• has a TD Insurance life insurance or accident and sickness insurance policy; or.
• has a TD Business Credit Life Insurance or TD Business Credit Living Benefit Insurance policy.
This Offer is for
A) Eligible TD Customers who purchase their first TD Insurance business insurance policy effective on or after April 21, 2024;
B) Eligible TD Customers who are existing TD Insurance business insurance customers before April 21, 2024, and who purchase a new TD Insurance business insurance policy effective on or after April 21, 2024; and
C) Eligible TD Customers who are existing TD Insurance business insurance customers currently benefitting from the TD Small Business Banking Discount before April 21, 2024.
Application
(A) Eligible TD Customers who purchase their first TD Insurance business insurance policy effective on or after April 21, 2024:
• This Offer provides a 5% discount applicable to premiums charged for the TD Insurance business insurance policy in question, and its endorsements. The 5% discount will continue to apply upon policy renewal, subject to continued eligibility.
(B) Eligible TD Customers who are existing TD Insurance business insurance customers before April 21, 2024 and who purchase a new TD Insurance business insurance policy effective on or after April 21, 2024:
• This Offer provides a 5% discount applicable to premiums charged for the TD Insurance business insurance policy in question, and its endorsements. The 5% discount will continue to apply upon policy renewal, subject to continued eligibility.
(C) Eligible TD Customers who are existing TD Insurance business insurance customers currently benefitting from the TD Small Business Banking Discount before April 21, 2024:
• The TD Small Business Banking Discount will be subsumed by the present Offer. This Offer will provide a 5% discount applicable to premiums charged for the TD Insurance business insurance policy in question, and its endorsements, in proportion to the outstanding premium for the policy term in question. The 5% discount will continue to apply upon policy renewal, subject to continued eligibility.
(D) Eligible TD Customers who are existing TD Insurance business insurance customers and not currently benefitting from the TD Small Business Banking Discount before April 21, 2024:
• As of April 21, 2024, these customers may contact a TD Insurance advisor to avail themselves of the present Offer. This Offer will provide a 5% discount applicable to premiums charged for the TD Insurance business insurance policy in question, and its endorsements, in proportion to the outstanding premium for the policy term in question. The 5% discount will continue to apply upon policy renewal, subject to continued eligibility.
This Offer is not applicable to TD Insurance's individually rated commercial automobile insurance policies and their endorsements.
Eligibility to purchase a business insurance policy is subject to TD Insurance underwriting rules and standards.
Offer may be changed, withdrawn, or extended at any time, without notice.