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Your Coverage Options

Find the right coverage

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Get the coverage that's right for you

Find out with this simple auto
coverage assessment.


Auto Insurance benefits

Find the right coverage for your vehicle. Protect yourself, your vehicle, and most importantly, your family.


The right protection

Third-Party Liability

Third-Party Liability covers you if you are considered responsible for unintentionally injuring someone or damaging their property. This will help protect you
from having to pay damages to them on claims they may make.

Accident Benefits Coverage

Your Accident Benefits Coverage* provides you with income replacement if you have lost income due to
an accident. For example:

  • If your leg is broken in an accident and you need rehabilitation or medications,
  • You are struck by another vehicle causing you personal injury, your loss of income may be

Collision or Upset Coverage

Your Collision Coverage protects you from costs to repair damages to your vehicle if it is damaged in an accident with either another vehicle or an object
like a tree or building.

Comprehensive Coverage

Your Comprehensive Coverage protects your car
against risks that are not covered by Collision
Coverage, such as vandalism, theft or windshield damage requiring fixing or replacing.

All Perils Coverage

Your All Perils Coverage protects you from all combinations of perils, collision and comprehensive, including damage to your vehicle caused by flooding.

Specified Perils Coverage

Your Specified Perils Coverage protects you from
liability for specific perils including theft, fires spread from other sources (a neighbour’s house), etc.

Extra Options

Grand Touring

Grand Touring Advantage covers
you on longer trips around Canada or the U.S. for theft, damage, even towing.


Our affordable Accident Forgiveness coverage ensures your auto insurance rates don't go up if you have an at-fault or partially at-fault accident.

Replacement Cost Advantage

Covers replacement of a new vehicle if yours is lost due to theft or extreme damage.

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