Help leave your loved ones financially protected.

Help leave your loved ones financially protected.

TD Guaranteed Acceptance Life Insurance

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What is TD Guaranteed Acceptance Life Insurance?

TD Guaranteed Acceptance Life Insurance provides financial support to help your family pay for your final expenses such as funeral costs. If you’re a Canadian resident between the ages of 50 and 751, you will be instantly approved for coverage ranging from $5,000 to $25,000 – regardless of your current health or medical history1. No medical exam is required.


Why TD Guaranteed Acceptance Life Insurance could be right for you

TD Guaranteed Acceptance Life Insurance may be right for you if you're looking for coverage to help pay for your final expenses, but don’t want to answer any medical questions or undergo a physical exam.

Guaranteed Approval

There is no medical exam required. All eligible applications are accepted.

Guaranteed Premiums

Your premiums won’t go up. When you reach age 100, you won't pay anything.

Lifelong Coverage

There's no end date – as long as your policy stays active, you have coverage.


What are the benefits?

TD Guaranteed Acceptance Life Insurance can offer the following benefits:

  • Tax Free Lump Sum Paid to Your Beneficiary

    Choose between $5,000 and $25,000 of coverage to be paid directly to your beneficiary – tax free.

  • Compassionate Advance Living Benefit2

    Once your coverage has been active for two years, you can choose to take 50% of the death benefit in advance if you're diagnosed with a terminal illness. The remaining 50% is paid directly to your beneficiary when you pass away.

  • Accidental Death Benefit2

    In the case of accidental death, your benefit amount is 5 times the death benefit if you've been covered for two years or more.

Refer to the sample policy for full details.

Good news! If you're a TD Insurance home or auto customer, or if you apply with your spouse or partner, you can save up to 10% on your cost3.



Choosing the life insurance plan that fits your needs

TD Insurance offers a variety of life insurance products to suit your needs. To make sure that TD Guaranteed Acceptance Life Insurance is the right fit for you, we encourage you to also explore our TD Term Life Insurance options.




Why choose TD Insurance

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Simple application process
Apply for coverage online 24/7, or call 1-877-397-4188 Monday to Friday 8 a.m. to 8 p.m. or Saturday 10 a.m. to 6 p.m. EST.
Commission-free advice
Our TD Insurance Advisors are ready to help you find the coverage that fits your needs.
30-day review period
If you choose to cancel your policy in the first 30 days, we'll fully refund you.