Why term life insurance makes sense

and affordable

Provide for your family’s future should
you pass away.

Term life insurance: You know exactly what you’re getting

Sometimes simple is best. Here are a few reasons why term life insurance may be the right choice:

  • It’s simple. Term life insurance is one of the simplest forms of life insurance. You’ll always know what you’re paying for, and what your beneficiaries can expect.

  • It’s more affordable. Generally, term life insurance offers the most coverage at the lowest initial premium for a set period of time. Plus, save 10% on Term Life insurance (TD 10 & 20 Year Term only), when you bundle with your Auto or Home policy, or with other select TD Insurance products. Call 1-877-397-4188 to find out more.

  • Predictable premiums.Your premiums are fixed and guaranteed not to change for the length of the term.

  • It’s flexible. As long as you pay your premiums, you can cancel or change your coverage at any time. You can also convert your TD Term 10 or TD Term 20 to TD Term to 100 (our permanent life insurance coverage) before you turn 69.

  • It’s a good way to top-up existing group plans. Your life insurance coverage through a group plan may not be enough. And if you change employers, you may lose your coverage. Having your own term life insurance policy will take care of that.

  • Hassle-free, cash benefit. If you die during the term of your policy, your designated beneficiaries will receive a tax-free, lump-sum death benefit. And there are no premiums for your beneficiaries to pay after your death.

Take a look at this side-by-side comparison of our term life insurance policies and see for yourself why our plans make sense.

Why choose TD Insurance?