1TD Customer Home Insurance Discount
TD Insurance refers collectively to the following insurance companies:
• Security National Insurance Company;
• Primmum Insurance Company;
• TD General Insurance Company;
• TD Home and Auto Insurance Company; and
• TD Life Insurance Company
TD Insurance home and condominium insurance policies are distributed by TD Insurance Direct Agency Inc. and Meloche Monnex Insurance and Financial Services Inc. in the province of Quebec, and by TD Insurance Direct Agency Inc. in the rest of Canada.
This "Offer" is for TD Insurance home and condominium customers who purchase a new home or condominium policy effective December 11, 2021 and who are "TD Customers" as defined below ("Eligible Customers").
For the purposes of this Offer only, "TD Customer" includes a natural person who:
• has a TD personal deposit account;
• has a TD Mortgage, a TD Home Equity FlexLine, or a TD personal loan or line of credit, secured or unsecured;
• has a TD personal credit card or other personal credit card issued by TD;
• has a TD personal investment product or account;
• has a TD automobile financing product; or
• has life insurance or accident and sickness insurance policy underwritten by TD Life Insurance Company.
Both new and existing TD Insurance tenant insurance customers are excluded from this Offer
Eligibility
Section (A): New TD Insurance Home or Condominium insurance customers:
• Eligible Customers who have a TD Mortgage or a TD Home Equity FlexLine will receive a 20% discount applicable to the first policy term's premium for new home or condominium insurance policies underwritten as of the effective date of the Offer. At each subsequent annual renewal, the discount for Eligible Customers will decrease by 5% until it reaches a value of 5%, at which point the discount shall remain at 5% for Eligible Customers for as long as the home or condominium policy remains in effect.
• All other Eligible Customers will receive a 10% discount, applicable to the first policy term's premium for new home or condominium insurance policies underwritten as of the effective date of the Offer. At the first annual renewal, the value of the discount for Eligible Customers will decrease to 5%, before decreasing to 3% at the subsequent annual renewal, at which point the discount for Eligible Customers shall remain at 3% for as long as the home or condominium policy remains in effect.
Section (B): Existing TD Insurance Home or Condominium insurance customers:
• Eligible Customers who have a TD Mortgage or a TD Home Equity FlexLine will receive a 5% discount applicable to their annual home or condominium insurance policy premium and this discount shall remain at 5% for Eligible Customers for as long as the home or condominium policy remains in effect.
• All other Eligible Customers will receive a 3% discount applicable to their annual home or condominium insurance policy premium and this discount shall remain at 3% for Eligible Customers for as long as the home or condominium policy remains in effect.
Insurance policies for vacant buildings, vacant condominiums and mobile homes are not eligible for this Offer.
The discount is applicable to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Oil Overflow or Escape.
Offer may be changed, withdrawn or extended at any time, without notice.
2Switch your Home and Car
Nationally, the 1,172 new TD Insurance customers who were surveyed between March 10th, 2021 to March 21st, 2021 and September 2nd, 2021 to September 12th, 2021 and who reported annual premium savings upon switching both their residential (home or condominium or tenant) and car insurance policies to TD Insurance reported an average annual premium savings of approximately $806.38. The survey sample consisted of new customers who switched both their residential and car insurance policies to TD Insurance between August 2020 to August 2021. It was conducted with a 95% confidence interval and produced a 3% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching both residential and car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers. Please visit http://www.tdinsurance.com/save for more details.
Switch your Home
Nationally, the 985 new TD Insurance customers who were surveyed between March 10th, 2021 to March 21st, 2021 and September 2nd, 2021 to September 12th, 2021 and who reported annual premium savings upon switching their residential (home or condominium or tenant) insurance policy to TD Insurance reported an average annual premium savings of approximately $562.76. The survey sample consisted of new customers who switched their residential policies to TD Insurance between August 2020 to August 2021. It was conducted with a 95% confidence interval and produced a 4% margin of error. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching residential insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers. Please visit http://www.tdinsurance.com/save for more details.
310% Home Insurance Savings (Not available in Quebec)
10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:
- a 5% Digital Discount for completing the home, condo or tenant insurance quote online. This Digital Discount will continue to be applicable upon policy renewal. Offer not available in Quebec. And
- a one-time 5% Buy Online Discount for completing the home, condo or tenant insurance purchase online. Both the Digital Discount and Buy Online Discount are applicable to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Overflow or Escape. Offer may be changed, withdrawn or extended at any time without notice.
5% Savings on Home Insurance (Quebec only)
Home Insurance: A one-time discount of 5% will be applied to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Oil Overflow or Escape.
Offer may be changed, withdrawn or extended at any time without notice.