Auto Insurance Discounts

We can help you save


Insuring your vehicle with us is not only about excellent coverage and quality of service, it’s also about getting the best value for your money!

All our discounts have eligibility criteria, so to find out if you qualify, talk to one of our customer service representatives to get a quote.


Discount You may benefit from this discount…
Multi-Product if you have both home or auto insurance with us
Get an Auto + Home quote
Discount for two or more vehicles if you have two or more vehicles insured with us
Discount for more vehicles than drivers if you are the only driver and have two or more vehicles insured with us
Occasional driver's premium reduced if an occasional driver of your vehicle attends school full-time at an institution that is far from home
Retiree discount (Ontario) if you are retired and aged 65 or older
Multi-product discount if you have both home and auto insurance with us
Anti-theft discount if your vehicle has an approved after-market anti-theft system
Discount for engraving if your vehicle has an approved anti-theft etching system
Graduated licensing discount if you have recently progressed from a G1 to a G2 or a G2 to a G in the graduated licensing program in Ontario
Hybrid or electric vehicle discount if you own a hybrid or electric vehicle that is recognized by the Insurance Bureau of Canada (IBC)
First chance discount if you are a newly licensed driver with no at-fault accidents or convictions (New Brunswick, Nova Scotia and PEI only)
Term Life Bundle Discount if you bundle TD Term Life insurance (TD 10 & 20 Year Term only) with other select TD Insurance products, you can save 10%. Call 1-877-397-4188 to find out more.

In case of discrepancy between the information provided on this website and your insurance policy, your insurance policy prevails. Remember, the exclusions and limitations specified in your policy apply in all circumstances.

The information and examples provided in this section are intended as general information only. This does not constitute legal or insurance advice, nor does it pertain to determination of fault. In all cases, you should speak to an insurance advisor before acting. Your insurance policy contains limitations and restrictions which vary by province and may affect your coverage and/or determine whether or not benefits will be payable.