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Help protect your next trip with the TD Insurance Single-Trip Medical Plan

Up to $5 million in emergency travel medical coverage for your covered trip.

If you are a Quebec resident and wish to obtain a quote or purchase insurance, please call 1-833-962-1143

TD Insurance Single-Trip Medical Plan

This plan could be right for you if you're looking to apply for coverage for one trip with up to $5 million for eligible emergency medical expenses while travelling outside of your province or territory of residence.

Coverage Highlights


Coverage Overview
Maximum Benefit Payable

Emergency Travel Medical

Covers eligible costs such as:

  • Physician and hospital fees
  • Ambulance services
  • Diagnostic services
  • Prescription drugs
  • Medical appliances

Up to $5 million per insured person

Emergency Dental Treatment

Up to $2,000 per insured person

Out-of-Pocket Meals and Lodging

Covers costs of meals and lodging if an emergency causes you to miss a scheduled return or requires you to be relocated for treatment.

Up to $1,500 per insured person

Paramedical Services

Covers eligible services such as those of a licensed chiropractor, chiropodist, osteopath, podiatrist, or physiotherapist

Up to $300 per profession listed if required as a covered emergency, per insured person

Emergency Return Home

Must be approved and arranged in advance by our administrator



You must meet the following conditions to be eligible to apply for this insurance:
  • You are a Canadian resident.
  • You are covered by the government health insurance plan of your province or territory of residence for the entire duration of your trip and at the time a claim is incurred.
  • The minimum age of coverage for anyone on your policy, including a spouse or dependent child(ren),1 is 15 days old. There is no maximum age limit for you or your spouse.
  • Applicants 60 years of age and older will need to fill out a medical questionnaire.
  • There are medical conditions that could make you ineligible for coverage under this plan2.

Exclusions and Limitations

It’s important to know that benefits will only be paid for eligible expenses and only up to the maximum amount. A complete list of exclusions that apply to your plan will appear in your policy, but here are some examples.

  • Pre-existing medical conditions.3
  • Travelling against the advice of a physician.
  • Expenses not pre-approved by our administrator may be limited or excluded.
  • Abuse of alcohol, drug or toxic substances.
  • Self-inflicted injuries
  • Travel to destinations under a travel advisory by the Canadian government.
  • Noncompliance with any medically prescribed medical therapy or treatment.
  • The birth of any child during your trip.

Refer to the Sample Policy for a full description of eligibility requirements, defined terms, benefits, limitations and exclusions.

This plan can provide you with a lot of value

The Single-Trip Medical Plan provides coverage if you are an occasional traveler looking to apply for insurance for a single trip. If you decide to purchase this plan with your travelling companion, under our couple coverage4, or with your spouse and dependent children, under our family coverage1, it could be a cost-effective option.

Submit a travel insurance claim

Start the claims process by visiting our Online Claims Portal.

Learn more

Let’s connect

Our administrator is ready to answer your questions and help you on your way.

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