Welcome to Private Client Advice

An insurance service that appreciates the effort taken to build your collection of prized assets, which may include everything from cars and properties, to wine, jewelry or art.


To qualify for TD Insurance Private Client Advice, you must meet one or more of the following criteria:

  • Own at least one home with a rebuild value of $1,500,000 or more
  • Asset collections, including fine art, jewelry, wine, etc. with a total value starting at $250,000
  • A minimum of $450,000 in personal belongings for condo ownership

About Private Client Advice

A bespoke and unparalleled experience that exceeds your expectations and protects your lifestyle.

We can safeguard what matters most, by customizing an insurance plan that protects the extraordinary lifestyle you’ve built. From the finer possessions in your personal life to the finer details of your TD insurance coverage, we work to offer you the best possible insurance advice every step of the way.

Your unique lifestyle deserves a unique service

A classic timepiece. Vintage wines. Luxury cars. They’re more than just valuable possessions. They are a true passion.

It’s only natural that you want to safeguard what really matters to you.

From a premier appraisal service providing the professional coverage advice to a seamless end-to-end claims experience, our goal is to support you every step of the way.

  • Exceptional service that goes above and beyond

    We are here to ensure that your insurance experience is unparalleled. Your dedicated TD Insurance Private Client Advice Insurance Advisor is a single point of contact, who will partner with you to facilitate your insurance solutions.

  • Superior solutions that suit your lifestyle

    We are here to protect your prized possessions. We'll review your assets, offer customized insurance advice, and provide you access to a team of Specialized TD Insurance Private Client Advice Insurance Advisors.

  • A modern approach for a modern world

    We are constantly evolving to meet your needs now and in the future. Our service is responsive and bespoke, with a collaborative approach that enables us to keep up with you and the ever-changing world.

Your Services

Our experienced TD Insurance appraisers conduct a thorough examination of your home and lifestyle to provide accurate and valuable advice on how to best protect them.

Our tailored appraisal report documents your home’s replacement cost, by means of digital photographs, measurements and specific notes on unique, custom-made, high-quality features.

Our Extra Liability* Coverage Policy protects your assets from eligible defense costs, wherever you are in the world.

Our team of Private Client Advice Insurance Advisors are also experienced underwriters who create personalized quotes and recommendations based on your specific needs.

We offer an exclusive claims service that seeks to elevate your expectations. Our Private Client Advice claims team provides a seamless end-to-end claims experience.

You’ll have access to a network of preferred contractors that have been selected and approved by the TD Insurance Private Client Advice team.

Of course, you always have the option to select a contractor of your choice.

Coverage without compromise

Your appreciation for the finer things has created an extraordinary lifestyle for you and your family. TD Insurance Private Client Advice has specialized coverage for your remarkable assets:

  • Home

    High-value homes or condos, island, seasonal and heritage homes.

  • Automobile

    Luxury or high value historical vehicles.

  • Lifestyle

    Recreational vehicles, watercraft, yachts. Plus, cross-border insurance coverage.

  • Valuables

    Jewellery, fine art, wine and collections.

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Elevate what you expect from insurance

TD Insurance Private Client Advice

Let us customize an insurance plan that protects the lifestyle you’ve worked so hard to build. Speak with a TD Insurance Private Client Advice Insurance Advisor today.

1 All in-person visits from appraisers are conducted in accordance with all COVID-19 public health orders, directives and guidelines in force in your province or municipality. These include, but are not limited to, wearing protective masks covering the nose, mouth and chin, maintaining adequate physical distance and using pre-screening checklists.

* Extra Liability Coverage commonly referred to in the industry as Umbrella Coverage

The content on this page is for general information purposes only and does not constitute legal advice. Coverages described herein may be subject to additional eligibility criteria, limitations and exclusions. In the event you make a claim, potential indemnification is also subject to the receivability of the claim and the type of coverage you bought.

In the case of conflict between the content on this page and your policy wordings, your policy wordings shall take precedence. Please speak to an Advisor or consult your policy wordings for further details.