|Discount||You may benefit from this discount…|
|Discount for two or more vehicles||if you have two or more vehicles insured with us|
|Discount for more vehicles than drivers||if you are the only driver and have two or more vehicles insured with us|
|Occasional driver's premium reduced||if an occasional driver of your vehicle attends school full-time at an institution that is far from home|
|Retiree discount (Ontario)||if you are retired and aged 65 or older|
|Multi-product discount||if you have both home and auto insurance with us|
|Accident-free discount||If you have been accident-free for a specified period of time|
|Anti-theft discount||if your vehicle has an approved after-market anti-theft system.|
|Discount for engraving||if your vehicle has an approved anti-theft etching system.|
|Graduated licensing discount||if you have recently progressed from a G1 to a G2 or a G2 to a G in the graduated licensing program in Ontario.|
|Hybrid or electric vehicle discount||if you own a hybrid or electric vehicle that is recognized by the Insurance Bureau of Canada (IBC)|
|No-conviction discount||if you have had no convictions for a specified period of time|
|First chance discount||if you are a newly licensed driver with no at-fault accidents or convictions (New Brunswick, Nova Scotia and PEI only)|
In case of discrepancy between the information provided on this website and your insurance policy, your insurance policy prevails. Remember, the exclusions and limitations specified in your policy apply in all circumstances.
The information and examples provided in this section are intended as general information only. This does not constitute legal or insurance advice, nor does it pertain to determination of fault. In all cases, you should speak to an insurance professional before acting. Your insurance policy contains limitations and restrictions which vary by province and may affect your coverage and/or determine whether or not benefits will be payable.